Best Efforts Loan Sales

Carry Opportunity: Strategy for Banks and Depositories

Carry Opportunity: Strategy for Banks and Depositories

Current conditions in the MBS market have created an opportunity for depositories to take advantage of their low funding costs to pick up investment income. We encourage our bank and depository clients to consider using the approach outlined in this summary to take advantage of these current unusual conditions in mid-2019.

Introduction to Mandatory Loan Sale Delivery

Introduction to Mandatory Loan Sale Delivery

In this post, we will provide an overview for implementing mandatory loan sale delivery and how mortgage bankers like Andrew Stringer at First Bank were able to capture a +52 bps pickup over best efforts.