About MCT

Capital Markets Advisory Firm Focused on Technology & Service for Lenders

  • Growing for Your Needs – Since 2001 MCT has grown from a pipeline hedging services specialist into a fully-integrated provider of capital markets services & software.
  • Capital Markets Expertise – Through a combination of unparalleled industry experience and relentless focus on data, MCT is pioneering the future of capital markets technology. From MCTlive!, to MSRlive!, to our award-winning Bid Auction Manager (BAM) – MCT pushes the envelope to exceed client expectations.
  • Clients & Employees Agree – MCT delivers unparalleled customer service and is proud of our outstanding client retention rate. MCT prides itself on being a regular winner of San Diego’s “Best Place To Work” Award.

Recognized Industry Authority

  • MCT works hand in hand with top auditing firms and has authored a series of industry-accepted white papers on accounting best practices
  • Consults with the GSE agencies and the US Government on hedging best practices
  • MCT staff teaches Secondary Marketing and Servicing Sessions at the School of Mortgage Banking
  • Leading participant and expert witness on panels and forums at the MBA, FINRA, and leading regulatory authorities including OCC
  • Affinity relationships with the leading GSEs

Compliance & Model Validation

  • SOC 1 Type 2 SSAE 18 Audit conducted annually to verify compliance with national and international standards for service organization controls.
  • Hedge Model Validation conducted annually to verify compliance with the OCC’s guidelines on Model Validation, Model Risk Management and Mortgage Banking.

Clients have full access to MCT’s Compliance Library

What are clients saying about MCT?

Clients are proud to call MCT their trusted capital markets partner. MCT’s remarkable customer satisfaction and loyalty are evidenced by the results of the independent STRATMOR 2019 Technology Insight Study (full details below).

We started with the rate sheet service in April and by August we were live with hedging. Since then we have done nothing but exceed our basis points over best efforts. It is such a great partnership…that has allowed me to focus on sales, recruiting, fixing processes and not having to be as involved has helped me exponentially. Read the full case study

Cameron Mott

VP of Mortgage Lending, KS State Bank

The team at MCT has been very responsive. I always know that I can get ahold of someone. And its nice that I have multiple contacts, so it’s not just one person. If we have something that’s urgent, they drop what they’re doing and take care of that issue. If it’s something more long term they’re open to hearing my ideas and putting it on the road map or talking with other clients to see if it’s something
that other people want.

Stacy Mohr

SVP of Capital Markets, Mountain West Financial

Paul Yarbrough has been an awesome champion of MCT. His support has been integral in getting this off and running. I showed up at First Bank mid-November and with MCT’s help, was able to get the platform running by January 1st. I also like that Paul is always available to me. Read the full case study

Andrew Stringer

Director of Secondary/Capital Markets, First Bank

STRATMOR 2019 Technology Insight Study Results

The 2019 study results includes responses from 250 mortgage professionals representing 209 unique lenders representing 29% of the market. MCT had the highest Overall Satisfaction of any vendor measured in the study.

“We are elated to again receive the highest production pipeline hedging scores in STRATMOR’s 2019 Technology Insight Study, which is a direct reflection of how diligently we work to support our clients.”

– Curtis Richins, President of MCT, on the STRATMOR Technology Insight Study 2019, “Production Pipeline Hedging Vendor” Findings