Mortgage Capital Markets Insights & News by MCT
Leverage secondary market strategies, daily market commentary, and mortgage indices from the MCT Learning Center to elevate your performance and your career.
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Watch how Pike Creek Mortgage uses MCT's Atlas AI Trade Execution Agent to complete the industry's first AI-executed trade on a live mortgag (…)
As of May 15, the average 30 Year primary fixed mortgage rate increased by six basis points from April 30, 2026, and was lower than the prio (…)
25 years in, MCT is moving faster than ever. Watch CEO Curtis Richins as he describes the 2026 technology roadmap, client partnerships, and (…)
Learn how MBS pool optimization works, how specified pay-ups generate premium pricing, and how MCT's GPU-powered Pool Optimizer helps lender (…)
As of March 31, the average 30-year primary fixed mortgage rate was just above 6.50%, higher than the prior month by about 50 basis points.
As of February 28, the average 30-year primary fixed mortgage rate was just above 6%, but lower than the prior month by about nine (9) basis (…)
The average 30-year primary mortgage rate is currently at slightly above 6%. Just one year ago, the rate averaged about 6.86%. Mortgage rate (…)
Even though the Federal Reserve cut interest rates by 25 basis points in December, the third time since September 2025, consumer confidence (…)
After the latest Federal Reserve 25 basis points rate cut, the Fed appears divided over the frequency and amount of future rate cuts. Read t (…)
Mortgage rates initially moved lower immediately after the Federal Reserve October’s 25 basis points rate cut. However, mortgage rates hav (…)
The Federal Reserve lowered its benchmark interest rate by 0.25 percentage points in September. This was the first rate cut since December 2 (…)
Master margin management with strategies to boost profitability, optimize pricing, and manage production volume for better results in any mo (…)
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Track the Market with MCT’s Mortgage Lock Volume Index
As the leader in mortgage capital markets technology, MCT supports more lenders than any other single provider. This privileged position supports analysis of a meaningful population of data into macro insights. MCT’s mortgage lock volume indices are based on actual locked loans, not applications, and are therefore a more accurate indication compared to alternatives.
