Mortgage Lock Volume Indices from MCTlive!

As the leader in capital markets software and services, MCT supports more lenders with hedging and pipeline management solutions than any other single provider. This privileged position allows us to aggregate and analyze a meaningful population of data and translate it into macro trends and insights. MCT’s rate lock activity indices are based on actual locked loans, not applications, and are therefore a more accurate indication of industry lock activity than other potential stats. MCT-collected statistics are unique to the industry given the diversity of lender sizes, products/services offered, and business models across our national footprint.

 

View Current MCTlive! Lock Volume Indice:

Built specifically for Secondary Marketing by secondary marketing professionals, MCTlive! Loan Pipeline Management Software is the most powerful platform available for day-to-day loan pipeline management, trade positions management, and loan sale best execution.

Read the latest lock volume data below or scroll further to see all lock volume indices.

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today reported a 1.87% increase in mortgage lock volume compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.

All Monthly MCTlive! Mortgage Lock Volume Indices

We firmly believe our methodology of using actual loans locked (rather than applications) is a more reliable metric because there is a higher likelihood of having multiple applications per funded loan, and pre-qualifications do not convert at as high of a rate in the current market as has historically been the case – especially when applications are counted at the early stage of entering a property address.

The lock volume indices break out data by transaction type (purchase, rate/term refinance, and cash out refinance), and the below charts also include year-over-year breakdown of rate lock activity.

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today an increase of 15.36% in mortgage lock volume compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, has reported a 20.9% increase in mortgage lock volume in February compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.

SAN DIEGO, CA – February 2,2024 – Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today an increase of 13.96% in mortgage lock volume compared to the previous month.

Mortgage Capital Trading, Inc. (MCT®), a leading mortgage hedge advisory and secondary marketing software firm, revealed today a 13.71% decline in mortgage lock volume compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.

Mortgage Capital Trading, Inc. (MCT®), a leading mortgage hedge advisory and secondary marketing software firm, today announced a 10.7% decrease in mortgage lock volume compared to the previous month. This revelation comes as part of MCT’s monthly Lock Volume Indices report, offering valuable insights into the dynamic landscape of the residential mortgage industry.

Mortgage Capital Trading, Inc. (MCT®), a leading mortgage hedge advisory and secondary marketing software firm, reported today a drop of 17.76% in mortgage lock volume over the prior month. Complete the form to download the full report.

MCTlive! Mortgage Lock Volume Indices covers the period from September 1 to September 30, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from August 1 to August 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from July 1 through July 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from June 1 to June 30, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from May 1 through May 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from April 1 through April 30, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from March 1 through March 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from February 1 through February 28, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from January 1 through January 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from December 1 through December 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from November 1 through November 30, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from October 1 through October 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from September 1 through September 30, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from August 1 through August 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from July 1 through July 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from June 1 through June 30, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from May 1 through May 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Mortgage Lock Volume Indices covers the period from April 1 through April 30, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

 

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