Best Efforts Loan Sales

MCT Whitepaper: The Links Between MBS Markets and Loan Pricing

MCT Whitepaper: The Links Between MBS Markets and Loan Pricing

In this whitepaper, we will explore the relationship between consumer loan pricing and capital market conditions to address common misconceptions and illustrate the processes involved in generating consumer loan offerings and intermediate loan prices.

MCT Whitepaper: Understanding and Preparing for Changes in the Mortgage Market

MCT Whitepaper: Understanding and Preparing for Changes in the Mortgage Market

The mortgage origination space is one of the most cyclical industries in the U.S. economy. Interest rates, origination volume, and profit margins are constantly shifting based on a variety of factors, and it takes an efficient and intelligent operation to stay on top of it all. Most lenders react, rather than act, to week by week or month by month changes in the environment. We advocate acting decisively and in a calculated fashion. This paper will outline a simplified model illustrating mortgage market stages and how lenders can set a foundation of resilience to changing markets.