Industry Affiliations

The Mortgage Bankers Association

The Mortgage Bankers Association seeks to create an environment that enables its members to invest in communities and achieve their business objectives. The association creates this environment by developing innovative business tools, educating and training industry professionals, providing a gathering place for the sharing of ideas, acting as the industry’s voice on legislative and regulatory issues, and developing open and fair standards and practices for the industry.

The California Mortgage Bankers Association serves to represent the residential and commercial real estate finance industry before all governing bodies. CMBA encourages and promotes sound business practices and honesty in marketing, origination, lending and servicing of mortgage loans through our educational and networking opportunities.

The Texas Mortgage Bankers Association

The Texas Mortgage Bankers Association has been serving members since 1917.  Members of the Texas mortgage banking community have turned to Texas Mortgage Bankers Association for its leadership in industry education, legislative initiatives and peer interaction. Today, TMBA’s purpose is still to serve the mutual interests of its members in order to preserve, enhance and advance the mortgage banking and real estate finance business in the State of Texas.


The Community Mortgage Lenders of America (CMLA) was founded out of concern that emerging federal policies threaten to severely diminish community based lending, while increasing concentration among the nation’s largest financial institutions, to the detriment of competition and consumers. CMLA represents over 80 of the leading independent mortgage bankers and lenders in the country, generating an annual volume of almost $100 billion in mortgage loans.

The Mortgage Bankers Association of New England

The Mortgage Bankers Association of New England is the largest mortgage association in New England and is recognized as one of the most successful in the country.  MMBA offers the comprehensive member services to over 250 corporate members throughout the region.

The Mortgage Bankers Association of the Carolinas

The Mortgage Bankers Association of the Carolinas, Inc. (MBAC) represents companies that participate in the mortgage lending industry within North and South Carolina. MBAC members include residential and commercial mortgage bankers, mortgage brokers, wholesale lenders, savings & loan associations, commercial banks, credit unions, government agencies, non-profit organizations, and companies that provide affiliated services to mortgage bankers.

Maryland Mortgage Bankers Association

Maryland Mortgage Bankers Association (MMBA) Founded in 1949, the Maryland Mortgage Bankers Association is an organization committed to helping its members conduct business and ensuring the continued strength of the real estate finance industry and mortgage lending field.

SAS 70 Type 2 Audit

The SAS 70 Type II Audit is a thorough audit which requires on-site inspection and in-person employee interviews to confirm that the controls presented are actually functioning as represented.  Audits are renewed on an annual basis as controls and conditions change to provide assurance that the verified controls have been maintained and remain effective.  SAS 70 Type II ensures MCT’s data is secure and protected.

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