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Read the latest articles, event announcements and press releases from Mortgage Capital Trading, Inc.

MCT Announces Bid Pricing on Open Pipelines in Collaboration with Leading Investors

MCT Announces Bid Pricing on Open Pipelines in Collaboration with Leading Investors

Lenders using MCT’s loan pipeline management software, MCTlive!, received bid tape pricing at the loan level on their open pipeline in year-end mark-to-market reports, a major improvement over the rate sheet and direct trade pricing typically used for this purpose and the first step in addressing a recent crisis in derivative asset pipeline valuation.

MSR Valuations in Today’s Market

MSR Valuations in Today’s Market

View the webinar on MSR valuations using MSRlive!, a mortgage servicing rights software built to help MSR professionals manage their portfolio.

Bid Tape AOT Executions Explained

Bid Tape AOT Executions Explained

Join us in this educational post as we recap the best information on these new delivery options introduced in our industry webinar on October 11th, 2018. “Under the right conditions, bid tape AOT offers a prescriptive economic value over other executions.”

What Caused Lender Profit Margin Compression in 2018?

What Caused Lender Profit Margin Compression in 2018?

We are proud to introduce our latest whitepaper, What Caused the Lender Profit Margin Compression? by Bill Berliner, for those who are interested in diving into MCT client and market data. We’ll discuss lender competition, decreasing volumes, increased interest rates, and weakening of relative pricing of mortgage-backed securities (MBS) as contributors.

How to Hedge Long-Term Interest Rate Locks

How to Hedge Long-Term Interest Rate Locks

Expanding a lender’s pipelines of long-term locks allows them to access new sources of production a grow their businesses. This whitepaper will address MCT’s approach to conceptualizing the different risks associated with long-term locks and then hedging the exposure by using TBA forward contracts and/or exchange-traded options.

Intro to Hedging a MSR Portfolio

Intro to Hedging a MSR Portfolio

Explore why hedging MSRs is practiced and what significant risks and costs can be accrued by not hedging MSRs. By busting the common myths and bringing this complex topic down to earth, we hope to equip the reader with the confidence needed to take the first step for their own business. Use the Hedging Barometer tool to know if you should hedge MSRs and when is the best time to begin.

Improve Your Margins with Mandatory Trading (Panel Recap)

Improve Your Margins with Mandatory Trading (Panel Recap)

Learn how you can improve your margins regardless of market move through mandatory trading from experts in the field in our panel recap. Greatly increase your industry knowledge and outlook on future capital markets trends and mandatory trading using this article.

Economic Outlook 2018: Interest Rates, Volume, and Market Volatility (Panel Recap)

Economic Outlook 2018: Interest Rates, Volume, and Market Volatility (Panel Recap)

Learn the perspectives of top capital markets leaders on the future direction of the housing market, interest rates, market volatility, and the economy as a whole in the wake of tax reform. This Economic Outlook Panel recap is from the February 6, 2018 TMBA Southern Secondary Market Conference and features MCT’s COO Phil Rasori along with other industry experts.

Outsourcing Mortgage Operations

Outsourcing Mortgage Operations

In this live webinar recording and recap, you will learn a model for leveraging outsourcing in all stages of the mortgage origination cycle and why outsourcing is a tool of the largest mortgage companies and aggregators to increase their profitability.

What the FINRA 4210 Mark to Market Rule Means for Lenders

What the FINRA 4210 Mark to Market Rule Means for Lenders

This video recap of the full webinar with Glen Corso, Executive Director of the CMLA, and Phil Rasori, Chief Operating Officer at Mortgage Capital Trading, Inc. (MCT) gathers a comprehensive understanding of what you need to know about this new rule, what it will mean for your company, and what you can do to minimize any negative impact to your company from the rule.

Yield & Arbitrage Theory – Risk Management Part 2

Yield & Arbitrage Theory – Risk Management Part 2

Servicing Insights Vol. 5 will explore how to tackle the uncertainty of interest rates which lead to uncertainty about the future values of your asset. Utilizing examples of both horse race and Superbowl betting strategies to review the concept of how to use averages to compute a price for your uncertain assets.

About The Mortgage Professional’s Handbook Vol. 3

About The Mortgage Professional’s Handbook Vol. 3

We have learned that access to valuable industry information and in-depth educational resources are a key component to business success in mortgage banking. It is with great honor to have been involved in the creation of The Mortgage Professional’s Handbook Vol. 3...

Mortgage Capital Trading and Fannie Mae Form Strategic Collaboration for the Benefit of Mutual Clients

Mortgage Capital Trading and Fannie Mae Form Strategic Collaboration for the Benefit of Mutual Clients

SAN DIEGO, Calif., Sept. 7, 2016 – Mortgage Capital Trading, Inc. (MCT) has entered into a strategic collaboration with Fannie Mae® to facilitate new technology deployment, collaborative planning, and better service to mutual clients. The initial impact of this collaboration is to enable MCT to connect to live Fannie Mae pricing for real-time distribution to mutual clients within the MCTlive! platform.