Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!®, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace® loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
How Spec Pay-Up Changes Impact Front-End Pricing
Spec pay-ups can drop fast, as the March 2026 drop-off showed. See how they flow to borrower pricing and how Lender Analytics Advanced helps lenders respond in real-time.
MCTlive! Quarterly Release Notes in Q2 2026
Described below within relevant tabs, you’ll find a listing of our Q2 2026 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Data & Analytics tools.
MCT Launches Live Mortgage Rate Lock Index, Revealing a 1.79% Rate Gap Between Builder-Financed and Everyone-Else Home Buyers
MCT launches its Live Mortgage Rate Lock Index, revealing a 1.79% gap between builder and non-builder mortgage rates using real-time borrower lock data.
Jobs Miss Swings September Rate-Hike Odds as July Lock Volume Cools
MCT’s August Lock Volume Indices show July mortgage lock volume fell 6.06% as weak jobs data, rising rates, and Fed uncertainty drove volatility.
MCT Launches Lender Analytics Advanced, Giving Lenders a Real-Time Answer to “What If I Change My Margin?”
New product tier provides real-time front-end pricing intelligence so lenders can see how their pricing compares and what a margin move is worth.
Introducing Lender Analytics Advanced: Make Data-Informed Margin Decisions
Join MCT’s Sarah Hellman as she introduces Lender Analytics Advanced, a new level of mortgage business intelligence that gives capital markets teams real-time visibility into front-end pricing, execution performance, and market trends.
How Freedom Mortgage Drives Efficiency and New Opportunities with MCT as a Correspondent Investor
See how Freedom Mortgage leverages MCT’s Investor Solutions, MCT Marketplace, and Investor Analytics to bid efficiently, gain market share, and streamline the buy-side process.
MSR Market Monthly Update – July 2026
The recent stronger-than-expected data, persistent inflation concerns, and geopolitical tensions pushed Treasury yields and mortgage rates to their highest levels in a year.
Case Study: Michigan First Credit Union Adds Efficiency Through MCTlive!
In this case study, MCT sits down with Mr. Sugg to hear how the MCTlive! integration has added efficiency to their loan selling process.
MCT Industry Webinar – MCTlive!® Q2 2026 Platform Updates & Releases
This live session provides an inside look at the Q2 2026 MCTlive! technology/platform releases, featuring new capabilities designed to improve efficiency, visibility, and automation across secondary marketing operations.
