Weekly Technology Improvement Series:
Cash-Window APIs

Published 8/18/2021
With MCTlive!®, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.

This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace® loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
MCT’s Atlas AI Executes Industry-First AI Trade for Pike Creek Mortgage Services [VIDEO]
Watch how Pike Creek Mortgage uses MCT’s Atlas AI Trade Execution Agent to complete the industry’s first AI-executed trade on a live mortgage pipeline.
How First Federal Lakewood Cut Loan Sale Execution from Hours to Minutes with MCT
See how First Federal Lakewood’s Matthew Bickerton uses MCTlive! and Base Rate Generator to cut loan sale times, lift basis points, and scale a lean secondary marketing team.
MSR Market Monthly Update – May 2026
As of May 15, the average 30 Year primary fixed mortgage rate increased by six basis points from April 30, 2026, and was lower than the prior month by about 10 basis points.
Market Deterioration: Context & Recommendations
View this recording as MCT’s Phil Rasori and a group of MCT panelists dig into the recent deterioration in both MBS and bond markets.
MCT’s Atlas Executes Industry-First AI Trade on a Live Mortgage Pipeline
MCT’s Atlas AI completed the industry’s first AI-executed TBA trade on a live mortgage pipeline, closing the loop from hedge recommendation to execution.
MCTlive! Quarterly Release Notes in Q1 2026
Described below within relevant tabs, you’ll find a listing of our Q1 2026 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Data & Analytics tools.
A New Era of Innovation: MCT’s CEO Curtis Richins on the 2026 Roadmap
25 years in, MCT is moving faster than ever. Watch CEO Curtis Richins as he describes the 2026 technology roadmap, client partnerships, and never losing the human touch.
Ask ChatGPT
MCT May Lock Volume Indices Show Refinance Slowdown as Geopolitical Uncertainty Persists
MCT May Lock Volume Indices show refinance activity slowing as elevated rates, affordability pressures, and geopolitical uncertainty persist through spring.
MBS Pool Optimization 101
Learn how MBS pool optimization works, how specified pay-ups generate premium pricing, and how MCT’s GPU-powered Pool Optimizer helps lenders maximize execution.
MSR Market Monthly Update – April 2026
As of March 31, the average 30-year primary fixed mortgage rate was just above 6.50%, higher than the prior month by about 50 basis points.



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