Mortgage Capital Markets Insights & News by MCT
Leverage secondary market strategies, daily market commentary, and mortgage indices from the MCT Learning Center to elevate your performance and your career.
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Spec pay-ups can drop fast, as the March 2026 drop-off showed. See how they flow to borrower pricing and how Lender Analytics Advanced helps (…)
MCT launches its Live Mortgage Rate Lock Index, revealing a 1.79% gap between builder and non-builder mortgage rates using real-time borrowe (…)
MCT’s August Lock Volume Indices show July mortgage lock volume fell 6.06% as weak jobs data, rising rates, and Fed uncertainty drove vola (…)
New product tier provides real-time front-end pricing intelligence so lenders can see how their pricing compares and what a margin move is w (…)
Join MCT's Sarah Hellman as she introduces Lender Analytics Advanced, a new level of mortgage business intelligence that gives capital marke (…)
MCT's July Lock Volume Indices show June mortgage lock volume fell 2.88% as higher rates reduced refinance activity and softened purchase de (…)
MCT’s June Lock Volume Indices show steady purchase activity, while rate/term refinances fell 25% in May amid market uncertainty and Fed t (…)
MCT May Lock Volume Indices show refinance activity slowing as elevated rates, affordability pressures, and geopolitical uncertainty persist (…)
Spring purchase demand drives lock volume up 9% as rising rates, global uncertainty, and stagflation concerns weigh on refinance activity an (…)
February lock volume increased 28% month-over-month as mortgage rates briefly fell into the high-5% range, driving renewed borrower activity (…)
Learn how Tyler Anderson at FNBO drove a 25 BPS lift in profitability by leveraging MCTlive! for AOT automation, competitive TBA trading, an (…)
January mortgage lock volume rebounded 8.7% after a weak December, showing fragile consumer sentiment and refinance activity lifted by modes (…)
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Semi-Autonomous Hedging & Loan Sales
Track the Market with MCT’s Mortgage Lock Volume Index
As the leader in mortgage capital markets technology, MCT supports more lenders than any other single provider. This privileged position supports analysis of a meaningful population of data into macro insights. MCT’s mortgage lock volume indices are based on actual locked loans, not applications, and are therefore a more accurate indication compared to alternatives.
