Mortgage Capital Markets Insights & News by MCT
Leverage secondary market strategies, daily market commentary, and mortgage indices from the MCT Learning Center to elevate your performance and your career.
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MCT May Lock Volume Indices show refinance activity slowing as elevated rates, affordability pressures, and geopolitical uncertainty persist (…)
Spring purchase demand drives lock volume up 9% as rising rates, global uncertainty, and stagflation concerns weigh on refinance activity an (…)
February lock volume increased 28% month-over-month as mortgage rates briefly fell into the high-5% range, driving renewed borrower activity (…)
Learn how Tyler Anderson at FNBO drove a 25 BPS lift in profitability by leveraging MCTlive! for AOT automation, competitive TBA trading, an (…)
January mortgage lock volume rebounded 8.7% after a weak December, showing fragile consumer sentiment and refinance activity lifted by modes (…)
Steeper-than-expected December mortgage lock volume drop as seasonality, shutdown uncertainty, and stubborn rates keep borrowers cautious.
Lock volume fell 4% MoM on seasonal trends, while YoY gains persisted as markets await jobs data to guide rates and Fed policy into 2026.
MCT’s November Indices show mortgage pricing dip after Powell’s comments, steady October lock activity, and signs of rate stabilization (…)
Rate/term refinances surged 183% as borrowers capitalized on lower rates, with MCT advising lenders to stay disciplined amid a data blackout (…)
MCT's September Lock Volume Indices show mixed performance as markets hold steady ahead of imminent Fed rate decision. Total volume down 0.7 (…)
MCT’s August Lock Volume Indices shows surprising growth across all refis, while corrected jobs report data alludes to a potential Septemb (…)
Discover how Vellum Mortgage leverages MCT's automated trading platform to scale volume, reduce risk, and operate efficiently with a lean se (…)
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Track the Market with MCT’s Mortgage Lock Volume Index
As the leader in mortgage capital markets technology, MCT supports more lenders than any other single provider. This privileged position supports analysis of a meaningful population of data into macro insights. MCT’s mortgage lock volume indices are based on actual locked loans, not applications, and are therefore a more accurate indication compared to alternatives.
