SAN DIEGO, CA – August 6, 2026 – Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced the launch of Lender Analytics Advanced, a new tier of its Lender Analytics platform built to give mortgage capital markets teams and margin managers the most accurate competitive view on front-end borrower pricing and the market share impact of margin decisions.
A loan officer says a competitor is beating them on rate. A capital markets manager needs to know, today, whether that is true and how to defend or fix it. Where Lender Analytics Essentials answers the back-end question of which investors bought a lender’s loans and what they paid, Lender Analytics Advanced answers that front-end question directly: how does a lender’s pricing compare to the market right now, and what would moving the margin actually cost or gain in volume.
“Through our daily work with mortgage capital markets leadership, we heard that they needed a better way to understand and optimize their front-end pricing position within the marketplace,” said Sarah Hellman, Director of Lender Analytics. “Lender Analytics Advanced combines real, irrefutable lock data with a host of powerful secondary market insights to drive improved profitability.”
The data behind Lender Analytics comes from actual locks and deliveries, not quotes, surveys, models, or third-party estimates. It is sourced from MCT Marketplace, which includes more than half of correspondent lenders, over 95 percent of correspondent buyers, and pricing activity across 80 percent of U.S. zip codes, making it the largest buyer-and-seller secondary marketing data set on the market.
Lender Analytics Advanced delivers strong financial return for mortgage lenders across four primary use-cases:
- Increase Market Share – Visualize when and where your front-end rate and terms are out of the market and optimize competitive performance.
- Capture Margin – Measure and harvest margin left on the table by pricing more aggressively with the support of peer comparison.
- Defend Pricing Strategy – Arm originators with data to defend pricing and terms, win more business, and reduce exceptions.
- Adjust to Shifting Spec Pay-Ups – Decide to pass-through or hold spec pay-ups strategically as the market moves, not after the window has already closed.
“Having your peer-to-peer comparison and investor comparison provides us with a lot of necessary intel,” said Ashley Puckett, AVP Capital Markets at Novus Home Mortgage, a MCT Lender Analytics client.
Lender Analytics Advanced is built for mortgage lenders who want to stop setting margins by instinct and start setting them by data. Advanced adds actionable analytics around Front-End Pricing, Agency vs. Aggregator Pricing, TBA vs. Sold Pricing Movement, Best Efforts to Mandatory Spreads, Spec Pipeline Composition & Trends, and TBA Roll Costs & Volumes to the already robust Essentials suite. Onboarding takes as little as one day for existing MCT clients or one week for new clients.
Contact MCT or register for the upcoming webinar scheduled for August 20, 2026, to learn how Lender Analytics Advanced can strengthen your secondary marketing operation.
ABOUT MCT
For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. From architecting modern best execution loan sales to launching the most successful and advanced marketplace for mortgage-related assets, lenders, investors, and network partners all benefit from MCT’s stewardship. MCT’s technology and know-how continue to revolutionize how mortgage assets are priced, locked, hedged, traded, and valued – offering clients the tools to perform under any market condition.
For more information, visit https://mct-trading.com/ or call (619) 543-5111.
MEDIA CONTACT:
Ian Miller
Chief Marketing Officer
Mortgage Capital Trading
619-618-7855
pr@mctrade.net
