MORTGAGE BUSINESS INTELLIGENCE

MCT’s Lender Analytics

Lender Analytics delivers the mortgage business intelligence you need to benchmark performance, compare pricing, and monitor market trends. Powered by real loan, pricing, and execution data, it helps you respond to market changes with confidence.

Lender Analytics dashboard

Your Competitive Edge Starts with Better Data

From front-end pricing to execution performance, Lender Analytics provides the mortgage business intelligence needed to benchmark your strategy, respond to market changes faster, and maximize profitability with confidence.

Front-End Pricing

How does your pricing compare to your competitor? Learn how your discount points, lender credits, and lender fees stack up against peers. See where you’re priced above or below market, and put a number on what a margin change would mean for volume.

Spec Pay-Up Trends

When spec pay-ups shift, you have a window, and a cost. See current pay-up values across the market and know exactly how much to pass through to front-end pricing before you either leave margin on the table or price yourself out of a loan.

BE to Mandatory Spreads

Know whether your mandatory delivery execution is actually saving you money, and how that spread compares to the rest of the market. Aggregate reports show where you stand against the full MCT client base, anonymized for benchmarking.

Find the Plan that Fits your Needs

Stop setting your margins by instinct. Leverage real loan data, including front-end pricing, lock volume, spec, and execution performance. Every insight is sourced from actual MCT client locks and deliveries across the industry’s largest secondary mortgage marketplace, not surveyed, modeled, or third-party aggregated data.
Essentials
See how your loan sales perform
  • Sold Loan Data
  • Lock Data
  • AOT Savings
  • Investor Rankings
  • Loan Sale Color
  • Pull-Through
  • Rate Renegotiation
Advanced
Compare your borrower pricing to the market
  • Everything in Essentials, plus:
  • Front-End Pricing
  • Agency vs. Aggregator Pricing Comparison
  • TBA vs. Sold Pricing Movement
  • BE to Mandatory Spreads (Client & Aggregate)
  • Spec Composition of Open Pipeline
  • Spec Pay-Up Trends
  • TBA Roll Costs & Volumes

Lender Analytics Advanced combines real, irrefutable lock data with a host of powerful secondary market insights to drive improved profitability.

Sarah Hellman
Sarah Hellman
Director of Lender Analytics, Mortgage Capital Trading

Frequently Asked Questions

Explore common questions about mortgage business intelligence, competitive analysis, and secondary market reporting.

How is this data sourced?

Lender Analytics Advanced data comes from both buyers and sellers and includes the largest data set of secondary marketing on the market.

How is mortgage business intelligence used to improve profitability?

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How should a mortgage lender begin evaluating their mortgage pipeline performance?

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