Blog

MCT is a leader in the secondary market and mortgage industry space. Since 2001 we have grown from a mortgage pipeline hedging specialist into a fully-integrated provider of capital markets services and technology, constantly with a finger on the pulse on secondary market trends and news. Throughout these transformative years, we have accumulated a wealth of knowledge and are eager to share that all with you. From webinar recaps to weekly market updates, stay updated by browsing our extensive blog content collection.

Assignment of Trade (AOT) Executions 101

Assignment of Trade (AOT) Executions 101

In this blog post, MCT experts delve into the nature of an AOT execution, the impact of bid tape AOT on TBA positions, how automation has improved the AOT process, and how bid tape AOT affects the best execution strategy. Read on to learn all about the AOT process and why it is a must-have strategy in the current mortgage market climate.

MCT Mortgage Industry Perspectives

MCT Mortgage Industry Perspectives

What Gets You Through Down Cycles in the Mortgage Market? In this new MCT series, we are asking secondary market professionals topical questions you’re also probably pondering as well.

MCTlive! Lock Volume Indices: April 2023 Data

MCTlive! Lock Volume Indices: April 2023 Data

MCTlive! Mortgage Lock Volume Indices covers the period from April 1 through April 30, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Lock Volume Indices: March 2023 Data

MCTlive! Lock Volume Indices: March 2023 Data

MCTlive! Mortgage Lock Volume Indices covers the period from March 1 through March 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Lock Volume Indices: February 2023 Data

MCTlive! Lock Volume Indices: February 2023 Data

MCTlive! Mortgage Lock Volume Indices covers the period from February 1 through February 28, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

Special Feature – Market Commentary

Special Feature – Market Commentary

We wanted to broach three newsworthy stories from 2023 that have not been addressed in the weekly commentary: changes to the Loan Level Price Adjustment (LLPA) matrix, Wells Fargo’s exit from the correspondent lending space, and the U.S. breaching its debt ceiling.

MCTlive! Lock Volume Indices: January 2023 Data

MCTlive! Lock Volume Indices: January 2023 Data

MCTlive! Mortgage Lock Volume Indices covers the period from January 1 through January 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

The Fed’s Latest Moves and Market Impact

The Fed’s Latest Moves and Market Impact

After six consecutive rate increases of 50 BPS or more, as expected, the Fed raised rates by 25 BPS today (Wednesday), lifting fed funds to a new target range of 4.5-4.75%. More importantly, the committee continued to promise “ongoing increases” in overnight borrowing costs as part of its ongoing and unresolved battle against inflation. By keeping the promise of future rate hikes, the Fed pushed back against investor expectations that it was ready to signal the end of the current tightening cycle.

Housing Market 2022 End of Year Summary

Housing Market 2022 End of Year Summary

I’m sure there are plenty of us who would love to forget 2022, but let’s recap what happened in the bond and housing markets and put a bow on the year before we move to a hopefully more profitable 2023

MCTlive! Lock Volume Indices: December 2022 Data

MCTlive! Lock Volume Indices: December 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from December 1 through December 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Lock Volume Indices: November 2022 Data

MCTlive! Lock Volume Indices: November 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from November 1 through November 30, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCT Expands Investor Services Team by Appointing Jennifer Kennelly as Senior Director

MCT Expands Investor Services Team by Appointing Jennifer Kennelly as Senior Director

MCT announced that Jennifer Kennelly has been appointed as the new Senior Director of MCT’s quickly expanding Investor Services team. Jennifer will leverage her unique background to grow MCT’s Bid Auction Manager (BAM) MarketplaceTM, the nation’s first open mortgage loan exchange where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform.

MCTlive! Lock Volume Indices: October 2022 Data

MCTlive! Lock Volume Indices: October 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from October 1 through October 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

Current Housing Market Trends

Current Housing Market Trends

In this article, we will discuss current market outlook. Even though the headlines say, “Everything is down, down, down,” we have some recommendations. 

MCTlive! Lock Volume Indices: September 2022 Data

MCTlive! Lock Volume Indices: September 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from September 1 through September 30, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

How to Efficiently Scale Your Whole Loan Acquisition Channel

In this blog, we will showcase how investors can utilize MCT Marketplace, to transform the traditional process of acquiring residential whole loans in the secondary market. Whole loan investors know all too well the challenges of profitably competing in today’s...

MCTlive! Lock Volume Indices: August 2022 Data

MCTlive! Lock Volume Indices: August 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from August 1 through August 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCTlive! Lock Volume Indices: July 2022 Data

MCTlive! Lock Volume Indices: July 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from July 1 through July 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.