MCT Learning Center

Your Growth Stage Is:

Semi-Autonomous Hedging and Loan Sales

A lender that has partially internalized hedging and/or best execution loan sales, but still leverages some vendor support for day-to-day management. Key growth opportunities include moving to fully autonomous hedging and loan sales, leveraging an electronic TBA trading platform, and initiating portfolio valuations for a new servicing retention strategy.

Recommended Content:


15 Strategies for Lenders to Improve Profitability

In this white paper, we examine key business strategies, operations, and technology that amount to over 100 basis points of potential improvement to margins based on the experience of lenders who have put them to use.

Case Study:

Mountain West Financial Improves Efficiency & Margins with TAM

Mortgage originators are using MCT to add efficiency and profitability to their loan sales. Mountain West Financial was able to leverage the power within MCTlive! to accelerate their loan sale process. Learn how Mountain West Financial was able to make improvements.


HousingWire & MCT Webinar: Strategies for MSR Management in 2021

As MSR pricing and volatility begin to normalize in 2021, many portfolio managers were revisiting their short-term and long-term servicing strategy. In this webinar, MCT’s Phil Laren and David Burruss review current MSR market trends to optimize your portfolio.

Further Reading for Semi-Autonomous Hedging & Loan Sales Growth Stage

Our white papers were written by MCT experts, vendor partners, and industry thought leaders. Ready to explore additional topics? View our complete list of whitepapers.

Especially in volatile markets, it’s good to have a finger on your pipeline and trade frequently. Our latest whitepaper outlines ways to gain more efficiencies over your TBA trading.

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Despite the current environment, MCT® helped clients earn an extra $230,000,000 in Q1 2022, or $750,000 in additional profits per client on average. MCT leverages unique software and services like BAM Marketplace, bid tape AOT, and Trade Auction Manager to help clients squeeze every basis point from their best execution loan sale strategy.

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In this whitepaper, we will explore the relationship between consumer loan pricing and capital market conditions to address common misconceptions and illustrate the processes involved in generating consumer loan offerings and intermediate loan prices.

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MCT consistently hosts webinars designed to add value to clients and provide additional industry knowledge. View our complete list of webinars for additional topics.

In this webinar, MCT’s Phil Rasori, Justin Grant, and Andrew Rhodes explain how MCT is helping clients Bring BPS Back and improve profitability to counter market headwinds.

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In this webinar recording, MCT’s Phil Rasori, Justin Grant, and Andrew Rhodes will compare 2013 to 2022 in terms of the deteriorating market, market liquidity in specific coupons, loan sale execution liquidity, and investor pricing performance. They also share actionable recommendations to protect your business and pipeline.

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In this webinar, MCT’s COO, Phil Rasori, will team up with MBA’s Chief Economist, Mike Fratantoni, to discuss how lenders can stay on top of changing market cycles in 2022.

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Learn how other mortgage lenders have improved their profitability and efficiency by implementing loan sale software solutions. Read here for all MCT case studies

In this case study, Mr. Danilowicz explains how MCT’s MSR team helped Doorway Home Loans successfully facilitated a $1 billion MSR Sale. He also describes how MCT was instrumental in providing critical guidance through the 2020 market uncertainty and volatility.

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In this case study, Mrs. Mohr describes how MCTlive!, BAM, and bid tape AOT have enabled her team to realize time savings and efficiency gains along with improved margins.

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Enjoy these other articles for your growth stage. Click to view blog posts by MCT.

When will mortgage rates drop? Will inflation go down in 2024? Is a recession coming? Read this market predictions for 2024 article to learn our analysis for the future of 2024 and predictions for the 2025 housing market.

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We wanted to broach three newsworthy stories from 2023 that have not been addressed in the weekly commentary: changes to the Loan Level Price Adjustment (LLPA) matrix, Wells Fargo’s exit from the correspondent lending space, and the U.S. breaching its debt ceiling.

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After six consecutive rate increases of 50 BPS or more, as expected, the Fed raised rates by 25 BPS today (Wednesday), lifting fed funds to a new target range of 4.5-4.75%. More importantly, the committee continued to promise “ongoing increases” in overnight borrowing costs as part of its ongoing and unresolved battle against inflation. By keeping the promise of future rate hikes, the Fed pushed back against investor expectations that it was ready to signal the end of the current tightening cycle.

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Recommended Software:

Whether you are making the move to mandatory executions or seeking improvements to your mortgage pipeline management process – MCT’s Hedge Advisory blends technology and service to achieve your goals.

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Built for Secondary Marketing by secondary marketing professionals, MCTlive! is a powerful platform available for day-to-day loan pipeline management, trade positions management, and loan sale best execution.

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Meet With Us to Learn More

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