Your Growth Stage Is:
Semi-Autonomous Hedging and Loan Sales
A lender that has partially internalized hedging and/or best execution loan sales, but still leverages some vendor support for day-to-day management. Key growth opportunities include moving to fully autonomous hedging and loan sales, leveraging an electronic TBA trading platform, and initiating portfolio valuations for a new servicing retention strategy.
Recommended Content:
Whitepaper:
15 Strategies for Lenders to Improve Profitability
In this white paper, we examine key business strategies, operations, and technology that amount to over 100 basis points of potential improvement to margins based on the experience of lenders who have put them to use.
Case Study:
Mountain West Financial Improves Efficiency & Margins with TAM
Mortgage originators are using MCT to add efficiency and profitability to their loan sales. Mountain West Financial was able to leverage the power within MCTlive! to accelerate their loan sale process. Learn how Mountain West Financial was able to make improvements.
Webinar:
HousingWire & MCT Webinar: Strategies for MSR Management in 2021
As MSR pricing and volatility begin to normalize in 2021, many portfolio managers were revisiting their short-term and long-term servicing strategy. In this webinar, MCT’s Phil Laren and David Burruss review current MSR market trends to optimize your portfolio.
What stage of secondary marketing applies to your business?
Further Reading for Semi-Autonomous Hedging & Loan Sales Growth Stage
Our white papers were written by MCT experts, vendor partners, and industry thought leaders. Ready to explore additional topics? View our complete list of whitepapers.
Discover the fundamentals of Mortgage Servicing Rights, their benefits, risks, accounting methods, and key valuation drivers for long-term profitability. In this whitepaper, various hedging instruments will be explored, baseline inputs used in mortgage pipeline hedging will be examined, and recent industry advancements that have reshaped the hedging landscape will be discussed. Data integrity remains crucial to maximizing opportunities in hedging, and its importance will be emphasized throughout the discussion. Especially in volatile markets, it’s good to have a finger on your pipeline and trade frequently. Our latest whitepaper outlines ways to gain more efficiencies over your TBA trading.
MCT consistently hosts webinars designed to add value to clients and provide additional industry knowledge. View our complete list of webinars for additional topics.
In this client-excusive webinar, MCT’s Phil Rasori and Andrew Rhodes provide an exclusive look into customized duration analysis for specified loan products on MCTlive! Join MCT’s Bill Shirreffs, Senior Director, Head of MSR Services and Sales Operations, David Burruss, Director, MSR Sales, Natalie Martinez, Manager of the MSR Services Department & Client Success, and Azad Rafat, Senior Director, MSR Services as they discuss new enhancements to the MSRlive! model, provide insight into the MSR market as a whole, and open the floor for questions from participants. View the webinar recording featuring MCT’s Phil Rasori, Chris Anderson, Rob Barnhill and Luke Chang on the latest developments in front-end pricing and back-end capital markets execution. The landscape and granularity of investor pricing has changed, and lenders should keep up in order to preserve and optimize their margins. 
Learn how other mortgage lenders have improved their profitability and efficiency by implementing loan sale software solutions. Read here for all MCT case studies
In this case study, Mr. Danilowicz explains how MCT’s MSR team helped Doorway Home Loans successfully facilitated a $1 billion MSR Sale. He also describes how MCT was instrumental in providing critical guidance through the 2020 market uncertainty and volatility. In this case study, Mrs. Mohr describes how MCTlive!, BAM, and bid tape AOT have enabled her team to realize time savings and efficiency gains along with improved margins.
Enjoy these other articles for your growth stage. Click to view blog posts by MCT.
Click to read the most recent MSR Market Update! – Here we go again! Mortgage rates and all other rate indices continue their roller-coaster ride quarter after quarter. After so much anticipation of lower mortgage rates to remain throughout the rest of 2024, rates took a sharp U-turn and are back up about 68 basis points from their lows on September 30, 2024. The current rates reversal is significant since it took such a short time to get to back up to the same point where market rates were just three months ago. Click to read the full market update! Click to read the most recent MSR Market Update! – The Fed has finally cut the overnight rate by 50 basis points, a larger cut than what was anticipated. The mortgage market had already built in the rate cut in their offerings; Mortgage rates continued their downward trend during the month of September; However, mortgage rates seem to have stabilized during the last week of September. Click to read the full market update! Click to read the most recent MSR Market Update! – Finally, inflation data signals that the Fed’s anticipated rate reduction action is coming very soon, and probably during their meeting in September. Mortgage rates have already dropped by about 48 basis points since July 31, 2024, and 65 basis points lower since the end of Q2. The industry has already experienced some robust refinancing activity since July 2024 which could continue as the market awaits the Fed’s announcement. The real estate industry is anticipating robust mortgage/housing activity once the Fed’s announcement becomes a reality. 
Recommended Software:
Whether you are making the move to mandatory executions or seeking improvements to your mortgage pipeline management process – MCT’s Hedge Advisory blends technology and service to achieve your goals.
Built for Secondary Marketing by secondary marketing professionals, MCTlive! is a powerful platform available for day-to-day loan pipeline management, trade positions management, and loan sale best execution.
Meet With Us to Learn More