Blog

MCT is a leader in the secondary market and mortgage industry space. Since 2001 we have grown from a mortgage pipeline hedging specialist into a fully-integrated provider of capital markets services and technology, constantly with a finger on the pulse on secondary market trends and news. Throughout these transformative years, we have accumulated a wealth of knowledge and are eager to share that all with you. From webinar recaps to weekly market updates, stay updated by browsing our extensive blog content collection.

MCT⭐Star Newsletter: May 2021, Issue 3

MCT⭐Star Newsletter: May 2021, Issue 3

May ended with a BAM! Originally launched to support existing MCT sellers during the 2020 pandemic liquidity crisis, BAM MarketplaceTM now welcomes new buyers and sellers as the world’s first truly open loan exchange between unapproved counterparties.

MCT Industry Webinar: Introducing BAM Marketplace

MCT Industry Webinar: Introducing BAM Marketplace

Join us on June 9th at 10AM PT for a formal introduction to the platform, where we will discuss the process, features, and competitive benefits of the world’s first truly open loan exchange platform.

How Mortgage Loan Prices Are Determined by Lenders

How Mortgage Loan Prices Are Determined by Lenders

In this article, we will provide a detailed explanation for how mortgage prices are determined, reviewing all the factors that influence mortgage lenders’ pricing decisions in the secondary mortgage market.

MCT⭐Star Newsletter: April 2021, Issue 2

MCT⭐Star Newsletter: April 2021, Issue 2

Menu: • Articles & Press Releases • Whitepapers & Webinars • Events & Conferences • Did You Know? In April, MCT University takes off in its second yearApril marked the start of the second year of MCT University. This client-only series is created to...

HousingWire & MCT Webinar – MSR Strategies in 2021

HousingWire & MCT Webinar – MSR Strategies in 2021

As MSR pricing and volatility begin to normalize in 2021, many portfolio managers are revisiting their short-term and long-term servicing strategy. In this webinar, MCT’s Phil Laren, David Burruss and several mortgage lenders reviewed current MSR market trends and strategies to optimize your portfolio.

How to Choose a Mortgage Hedge Advisor

How to Choose a Mortgage Hedge Advisor

In this article, we’ll provide some questions that will help you in your decision to select the best hedge advisor to help your company succeed. We’ll also review some key differentiating characteristics and services found in a full-service hedge advisory firm that will put you ahead of the competition for the long term.

MCT Whitepaper: Strategies for Credit Unions to Add Value to Members

MCT Whitepaper: Strategies for Credit Unions to Add Value to Members

In this whitepaper, we will examine a credit union’s process flow to identify potential improvements in areas such as secondary marketing, technology, automation, and business processes. The strategies explored in this whitepaper amount to over 50 basis points of potential improvement to margins based on the experiences of Credit Unions who have put them to use.

New Agency Delivery Limits: Analysis & Recommendations Webinar

New Agency Delivery Limits: Analysis & Recommendations Webinar

On January 14, new limits on agency cash window deliveries were announced for implementation in 2022. Set at $1.5MM per agency, these limits would require lenders who anticipate exceeding these limits in a rolling previous four quarters to switch to MBS delivery. Complete the form to join us for a webinar discussing these changes on February 19th at 10AM PT.

Hindsight is 2020: How MCT Supported Lenders During Market Volatility

Hindsight is 2020: How MCT Supported Lenders During Market Volatility

In this article, we reflect back on the period of COVID-19 market volatility from February to May of 2020 to demonstrate all the ways that MCT was the most proactive hedge advisory firm during the crisis, supporting clients and the mortgage industry as a whole during this time of hardship.

MCT Whitepaper: Tax & Cash Implications of Creating Excess Servicing

MCT Whitepaper: Tax & Cash Implications of Creating Excess Servicing

In this whitepaper, MCT teams up with CWDL to explain how excess is servicing is created. We will also discuss the cash and tax consequences of retaining the excess MSR. The focus of this whitepaper is to help small- to medium-sized originators take advantage of the unique opportunities that the excess of MSRs has presented.

Recapture: Impact on Servicing  | Servicing Insights Vol. 10

Recapture: Impact on Servicing | Servicing Insights Vol. 10

In this servicing insights article, we will provide some guidance on the MCT’s approach to recapture and its impact on servicing. We will define recapture, how to measure it, how to include it in MSR valuation exercises, and whether it should be included in a fair value assessment of MSR.

How News Impacts the Secondary Market

How News Impacts the Secondary Market

This article gives advice to capital markets staff about which news sources to follow, how the interpretations of that information influence the market, and how to use this information to protect your margins.

MCT Whitepaper: Non-Price Considerations in Your Best Execution Analysis

MCT Whitepaper: Non-Price Considerations in Your Best Execution Analysis

In this whitepaper, Freddie Mac teams up with Mortgage Capital Trading to expand on interest following her panel appearance during the MCT Exchange client conference in 2019. The focus of this whitepaper is to identify unexpected costs associated with your loan sales to improve profitability.