Blog

MCT is a leader in the secondary market and mortgage industry space. Since 2001 we have grown from a mortgage pipeline hedging specialist into a fully-integrated provider of capital markets services and technology, constantly with a finger on the pulse on secondary market trends and news. Throughout these transformative years, we have accumulated a wealth of knowledge and are eager to share that all with you. From webinar recaps to weekly market updates, stay updated by browsing our extensive blog content collection.

MCT Whitepapers: Ginnie Mae Field Guide Part 1 & 2

MCT Whitepapers: Ginnie Mae Field Guide Part 1 & 2

With “Ginnie Field Guides – Parts 1 and 2,” we hope to alleviate some of the nervousness surrounding this unique delivery method and to jump-start your confidence on the subject matter. In these “cliff notes” of the Ginnie Manual, helpful hints are provided by an MCT expert that has had first-hand experience with the nuances of delivering with Ginnie Mae.

5 Operational Best Practices for 2020 Market Volatility

5 Operational Best Practices for 2020 Market Volatility

COVID-19 has affected more than just people’s health; it has affected people’s ability to work and pay their mortgage. In this blog post, learn five best practices for secondary and operations managers to manage risk and succeed in times of market volatility.

Challenges & Solutions for Correspondent Lending in Crisis

Challenges & Solutions for Correspondent Lending in Crisis

Challenges & Solutions for Correspondent Lending in Crisis Challenges & Solutions for Correspondent Lending in Crisis View Webinar Recordings from April 8th and May 21st View Webinar Recordings from April 8th and May 21st In this post, we have included the...

Considerations for Increasing Best Efforts Lock Production

Considerations for Increasing Best Efforts Lock Production

In this article, we will discuss how to adjust lock desk best practices to transition loan sales to Best Efforts during periods of market volatility. We will also provide some context to explain why switching to Best Efforts loan sales might be a necessity in some cases.

MCT Whitepaper: Lock Desk Centralization 101

MCT Whitepaper: Lock Desk Centralization 101

Read MCT’s whitepaper Lock Centralization 101 to learn what operational changes to staff, procedures, and technology will need to be made in order to establish a centralized lock desk for your business.

MCT Memo: MSR Assumptions Q1 2020

MCT Memo: MSR Assumptions Q1 2020

This is a timely announcement from MCT’s MSR Services division to summarize how the first quarter of 2020 has changed MSR valuation assumptions.

A Story of MSR Retain-Release Decisions in a Volatile Market

A Story of MSR Retain-Release Decisions in a Volatile Market

In this blog post and story, view recommendations from MCT’s MSR team on how to make speedy and informed retain-release decisions during periods of market volatility.In these times of low but volatile interest rates, mortgage companies are thrilled with the...

HousingWire Webinar: Top 5 Profitability Strategies for Mortgage Lenders in 2020

HousingWire Webinar: Top 5 Profitability Strategies for Mortgage Lenders in 2020

This discussion considers how these strategies will be impacted by the market outlook in 2020. The profitability strategies discussed in this webinar included secondary marketing strategies, business operations, new technology and how to review profitability across your business. This webinar outlined strategies for mortgage lenders to improve operations, technology, customer satisfaction and reporting to drive growth in 2020.

Market Summary & Outlook 2020

Market Summary & Outlook 2020

In this report, we review a few recent developments and explore trends in the mortgage and capital markets that have the greatest potential to impact mortgage lending in 2020.

Introducing the InvestorMatic® Program

Introducing the InvestorMatic® Program

Join us November 7th at 11AM PT to learn how the new InvestorMatic Program is improving the seller experience. This webinar will discuss how MCT’s new InvestorMatic Program certifies correspondent investors on their ability to improve seller profitability, efficiency and security for their loan sales.

Livestream Recordings – MCT Exchange 2022

Livestream Recordings – MCT Exchange 2022

Sign up for access to the broadcast live from the 2022 MCT Exchange on September 13th at 12pm PT. The live broadcast will feature a selection of representatives from some of the industry’s leading investors as they discuss what’s next for secondary marketing executions and how new technology is improving loan sale processes.

Treasury and Mortgage Rates Perspective, August 2019

Treasury and Mortgage Rates Perspective, August 2019

Treasury yield plummeted at the beginning of August after a confusing post-meeting press conference by Fed Chairman Powell was followed by an escalation in the trade dispute between the U.S. and China. This white paper will provide some context to the recent drop in Treasury and mortgage rates.

Carry Opportunity: Strategy for Banks and Depositories

Carry Opportunity: Strategy for Banks and Depositories

Current conditions in the MBS market have created an opportunity for depositories to take advantage of their low funding costs to pick up investment income. We encourage our bank and depository clients to consider using the approach outlined in this summary to take advantage of these current unusual conditions in mid-2019.

Outsourcing Mortgage Operations

Outsourcing Mortgage Operations

Our MCT community webinar will discuss a specific model for leveraging outsourcing in all stages of the mortgage origination life cycle. Join us April 25th at 10am to learn why outsourcing is a powerful tool for mortgage companies and aggregators.