MCT is a leader in the secondary market and mortgage industry space. Since 2001 we have grown from a mortgage pipeline hedging specialist into a fully-integrated provider of capital markets services and technology, constantly with a finger on the pulse on secondary market trends and news. Throughout these transformative years, we have accumulated a wealth of knowledge and are eager to share that all with you. From webinar recaps to weekly market updates, stay updated by browsing our extensive blog content collection.
In this case study, Mrs. Mohr describes how MCTlive!, BAM, and bid tape AOT have enabled her team to realize time savings and efficiency gains along with improved margins.
Join us November 7th at 11AM PT to learn how the new InvestorMatic Program is improving the seller experience. This webinar will discuss how MCT’s new InvestorMatic Program certifies correspondent investors on their ability to improve seller profitability, efficiency and security for their loan sales.
Sign up for access to the broadcast live from the 2022 MCT Exchange on September 13th at 12pm PT. The live broadcast will feature a selection of representatives from some of the industry’s leading investors as they discuss what’s next for secondary marketing executions and how new technology is improving loan sale processes.
In this MCT Community Webinar on August 28, 2019, LenderLogix will use Premium Mortgage to show how their technology has helped improve purchase volumes by 20%, improve pre-qualification conversions by 20%, and improved consumer self-service without removing the loan officer.
Treasury yield plummeted at the beginning of August after a confusing post-meeting press conference by Fed Chairman Powell was followed by an escalation in the trade dispute between the U.S. and China. This white paper will provide some context to the recent drop in Treasury and mortgage rates.
We had the pleasure of connecting with one of our clients to understand their experience with MCT. In this case study, we interviewed Cameron Mott and Ryan Krell of KS StateBank.
Learn how to achieve control, clarity, and reduced costs while providing top-tier healthcare for your company in this MCT Community webinar with Andus Healthcare.
Current conditions in the MBS market have created an opportunity for depositories to take advantage of their low funding costs to pick up investment income. We encourage our bank and depository clients to consider using the approach outlined in this summary to take advantage of these current unusual conditions in mid-2019.
In this post, we will provide an overview for implementing mandatory loan sale delivery and how mortgage bankers like Andrew Stringer at First Bank were able to capture a +52 bps pickup over best efforts.
Our MCT community webinar will discuss a specific model for leveraging outsourcing in all stages of the mortgage origination life cycle. Join us April 25th at 10am to learn why outsourcing is a powerful tool for mortgage companies and aggregators.
In this issue we will determine the value and examine some risk scenarios with an actual MSR portfolio utilizing the ASE, consider some of the implications to managing MSR risk through hedging, and discuss how ASE can be used to gain a more precise and nuanced understanding of a portfolio’s underlying risks.
In this issue of Servicing Insights, we will describe our methodology of determining MSR values and quantifying and monitoring MSR risk. Our approach to modeling the different market interest rates is to statistically model a set of structural relationships between the interest rates, as well as other variables which cause them to change.
Our webinar recap will help you be prepared for this important transition to the Single Security Initiative (SSI), review the rationale behind the initiative, how the structure of the mortgage industry will (and will not) change, how pooling, trading, and delivery will be affected, and the main prep tasks for lenders.
Join webinar to learn how to determine which MSRs to sell, how to evaluate bids you receive, and tips for negotiating a contract. Topics will also include expected challenges, purchase terms, and timing of the sale.
The Texas Women Mortgage Banker’s (TWMB) networking group’s inaugural event, hosted in conjunction with the 2019 TMBA Southern Secondary Conference, was reported to be a hugely successful event, one that marks the start of many more collaborative and engaging events for mortgage professionals in Texas. MCT is proud to have been the sole sponsor of this first ever networking luncheon in the state of Texas.
In this whitepaper by Bill Berliner, Director of Analytics, we explore the current events and trends that have the greatest power to impact the secondary market in 2019. What changes to interest rates are expected? What influence might those changes have on volumes? Learn the answers to these questions and more.
Register and attend on February 20, 2019 at 11AM Pacific for actionable tactics that address both short and long-term profitability. The webinar will be moderated by Chris Anderson, CAO of MCT, and feature panelists James Deitch, CEO and Co-Founder of TeraVerde, and Bill Berliner, Director of Analytics at MCT.
Learn the details of how Andrew Stringer at First Bank leveraged MCTlive!, Bid Auction Manager (BAM), and Rapid Commit to improve loan sale pickup and operational efficiencies.
Lenders using MCT’s loan pipeline management software, MCTlive!, received bid tape pricing at the loan level on their open pipeline in year-end mark-to-market reports, a major improvement over the rate sheet and direct trade pricing typically used for this purpose and the first step in addressing a recent crisis in derivative asset pipeline valuation.
View the webinar on MSR valuations using MSRlive!, a mortgage servicing rights software built to help MSR professionals manage their portfolio.
Join us in this educational post as we recap the best information on these new delivery options introduced in our industry webinar on October 11th, 2018. “Under the right conditions, bid tape AOT offers a prescriptive economic value over other executions.”
We are proud to introduce our latest whitepaper, What Caused the Lender Profit Margin Compression? by Bill Berliner, for those who are interested in diving into MCT client and market data. We’ll discuss lender competition, decreasing volumes, increased interest rates, and weakening of relative pricing of mortgage-backed securities (MBS) as contributors.
In this webinar recap, we will summarize the discussions of our panelists who explain: two drivers of margin compression in the market today, why LO commission management matters for keeping your business profitable, and how to eradicate inefficiencies in calculating LO commissions by leveraging a technology solution.
Expanding a lender’s pipelines of long-term locks allows them to access new sources of production a grow their businesses. This whitepaper will address MCT’s approach to conceptualizing the different risks associated with long-term locks and then hedging the exposure by using TBA forward contracts and/or exchange-traded options.
