MCT Learning Center

Your Growth Stage Is:

Supported Hedging and Mandatory Delivery

A lender that has moved from best-efforts to mandatory delivery and is conducting pipeline hedging with full-service vendor support. Key growth opportunities include moving to semi-autonomous hedging and/or best execution loan sales, implementing white-labeled rate sheets, and gaining agency approvals.

Recommended Content:


Considerations for Internalizing Your Best Execution Loan Sales

In this post, we will explore the necessary considerations for lenders seeking to take ownership of their secondary market performance by internalizing their Best Execution Process (Best Ex).

Case Study:

Eustis Mortgage Upgrades Loan Sales Process with BAM

See how Eustis Mortgage’s loan sale process improved after using Bid Auction Manager (BAM). Review his before and after experience to illustrate the improvement of Timothy’s loan sales process from 15 day delivery to a 7 day delivery.


MCT Webinar: Fannie Mae Approval: the Process, Timing, & Advantages

How to gain Fannie Mae approval for your future growth and success. Tammy Trefny from Fannie Mae and Jennifer Whip from Cambridge One, LLC., will join MCT and outline the processes, timing, and advantages of having Fannie Mae approval.

Further Reading for Supported Hedging & Mandatory Delivery Growth Stage

Our white papers were written by MCT experts, vendor partners, and industry thought leaders. Ready to explore additional topics? View our complete list of whitepapers.

As a credit union, you have deep community roots, loyal membership, and are always looking to grow market share. One way to help your members get the best rate or price is by optimizing your investor set. Download our whitepaper to learn more.

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In this whitepaper, we will examine a credit union’s process flow to identify potential improvements in areas such as secondary marketing, technology, automation, and business processes. The strategies explored in this whitepaper amount to over 50 basis points of potential improvement to margins based on the experiences of Credit Unions who have put them to use.

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In this whitepaper, Freddie Mac teams up with Mortgage Capital Trading to expand on interest following her panel appearance during the MCT Exchange client conference in 2019. The focus of this whitepaper is to identify unexpected costs associated with your loan sales to improve profitability.

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MCT consistently hosts webinars designed to add value to clients and provide additional industry knowledge. View our complete list of webinars for additional topics.

On January 14, new limits on agency cash window deliveries were announced for implementation in 2022. Set at $1.5MM per agency, these limits would require lenders who anticipate exceeding these limits in a rolling previous four quarters to switch to MBS delivery. Complete the form to join us for a webinar discussing these changes on February 19th at 10AM PT.

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Since February 19, 2020 the mortgage market has essentially done nothing but rally. Until this week. The artificial drop in volume from the holidays combined with recent upward pressure on rates has many people wondering whether a “new normal” is knocking on the door.

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Join us on October 22nd at 11AM PT to discuss the upcoming election volatility. With less than 20 days until election day, there are clear signs that this could possibly be the most-contentious U.S. presidential elections in decades. With uncertainty on the horizon, MCT will continue to fortify client preparedness before, during, and after volatility with educational and timely content.

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Learn how other mortgage lenders have improved their profitability and efficiency by implementing loan sale software solutions. Read here for all MCT case studies

In this case study, Mr. Collins describes how MCT’s BAM Marketplace enabled him to decrease his average approval times with buyers and achieve an impressive pickup on committed loan volume while delivering via mandatory executions.

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In this case study, Mr. Cassetta describes how MCT’s Rapid Commit enables him to sell loans to Fannie Mae five times faster than his previous manual process. His use of the tool also helps Ruoff keep up with periods of increased volume like increases seen during the Spring of 2020.

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In this case study, Mr. Danilowicz explains how MCT’s MSR team helped Doorway Home Loans successfully facilitated a $1 billion MSR Sale. He also describes how MCT was instrumental in providing critical guidance through the 2020 market uncertainty and volatility.

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Enjoy these other articles for your growth stage. Click to view blog posts by MCT.

In this article, we will discuss how to quantify where to deliver your production, the process for auditing your investor base, and how to optimize your investor set.

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In this article, we will provide a detailed explanation for how mortgage prices are determined, reviewing all the factors that influence mortgage lenders’ pricing decisions in the secondary mortgage market.

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MCT® was announced as a 2021 HousingWire Tech100 Mortgage Winner. The Tech100 Mortgage Award recognized the most innovative and impactful technology companies serving the mortgage industry and forever changing the home sales process.

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Take Survey To Determine Your Stage of Growth

Take our survey to have custom content suggestions on based on your stage of secondary marketing technology adoption.

You can retake the survey to change your suggestions and also click each stage to explore the different levels of business growth.

Recommended Software:

Built for Secondary Marketing by secondary marketing professionals, MCTlive! is a powerful platform available for day-to-day loan pipeline management, trade positions management, and loan sale best execution.

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An in-house rate sheet allows mortgage companies to target and maximize their margins and develop a consistent, positive experience with in-house product for their loan officers. Daily and monthly Mark-to-Market reporting engenders the transparency and control that mortgage companies need to be fully prepared for any market event.

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