Mortgage Capital Markets Insights & News by MCT
Leverage secondary market strategies, daily market commentary, and mortgage indices from the MCT Learning Center to elevate your performance and your career.
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The average 30-year primary mortgage rate is currently at slightly above 6%. Just one year ago, the rate averaged about 6.86%. Mortgage rate (…)
Even though the Federal Reserve cut interest rates by 25 basis points in December, the third time since September 2025, consumer confidence (…)
After the latest Federal Reserve 25 basis points rate cut, the Fed appears divided over the frequency and amount of future rate cuts. Read t (…)
Mortgage rates initially moved lower immediately after the Federal Reserve October’s 25 basis points rate cut. However, mortgage rates hav (…)
The Federal Reserve lowered its benchmark interest rate by 0.25 percentage points in September. This was the first rate cut since December 2 (…)
All eyes are on the Fed upcoming meeting this month in anticipation of the highly anticipated rate reduction announcement. Read the full rel (…)
Mixed economic signals are causing many economists to remain cautious, even as U.S economic growth rebounded to 3.0 percent in Q2 after a Q1 (…)
The originations market struggled over the last few weeks while mortgage rates continued to hover around 7%, but now some relief is in sight (…)
Mortgage rates and most other rate indices have risen during the month of May. MCT’s mortgage rates model reflected an increase in rates o (…)
Mortgage rates continued their moderate volatility during the month of April. MCT’s mortgage rates model reflected a slight increase in mo (…)
On April 2nd, 2025, the President announced reciprocal tariffs on 186 countries ranging from 10% to 50%. Global equity and bond markets were (…)
Mortgage rates continued their downward trend during the second half of February. Freddie Mac’s weekly primary 30-year fixed rate closed t (…)
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Track the Market with MCT’s Mortgage Lock Volume Index
As the leader in mortgage capital markets technology, MCT supports more lenders than any other single provider. This privileged position supports analysis of a meaningful population of data into macro insights. MCT’s mortgage lock volume indices are based on actual locked loans, not applications, and are therefore a more accurate indication compared to alternatives.
