Mortgage Capital Markets Insights & News by MCT
Leverage secondary market strategies, daily market commentary, and mortgage indices from the MCT Learning Center to elevate your performance and your career.
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The Federal Reserve lowered its benchmark interest rate by 0.25 percentage points in September. This was the first rate cut since December 2024. Read the (…)
Master margin management with strategies to boost profitability, optimize pricing, and manage production volume for better results in any mortgage market.
MCT’s Enhanced-Best-Execution (EBX) tool is the most comprehensive tool on the market for helping secondary market (MSR portfolio) managers determine which loans to retain or (…)
Rate/term refinances surged 183% as borrowers capitalized on lower rates, with MCT advising lenders to stay disciplined amid a data blackout and Fed rate cuts.
Mandatory delivery in mortgage capital markets impacts pricing, risk, and profitability. Discover when to use it and how it can unlock greater profits.
Join MCT experts Bill Shirreffs and John Sayre as they walk through the intricacies of the mortgage banking process.
All eyes are on the Fed upcoming meeting this month in anticipation of the highly anticipated rate reduction announcement. Read the full release for the (…)
MCT's September Lock Volume Indices show mixed performance as markets hold steady ahead of imminent Fed rate decision. Total volume down 0.78% monthly amid cautious (…)
NOLA Lending Group relies on MCT’s hedging, loan sale execution, MSR services, and overall client experience to drive performance.
Mixed economic signals are causing many economists to remain cautious, even as U.S economic growth rebounded to 3.0 percent in Q2 after a Q1 contraction. (…)
Unlock hidden revenue with smarter loan delivery. Discover how the right strategy can optimize operations, reduce risk, and boost margins.
MCT’s August Lock Volume Indices shows surprising growth across all refis, while corrected jobs report data alludes to a potential September rate cut.
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Track the Market with MCT’s Mortgage Lock Volume Index
As the leader in mortgage capital markets technology, MCT supports more lenders than any other single provider. This privileged position supports analysis of a meaningful population of data into macro insights. MCT’s mortgage lock volume indices are based on actual locked loans, not applications, and are therefore a more accurate indication compared to alternatives.