Your Growth Stage Is:
Autonomous Hedging and Loan Sales
A lender that has fully internalized hedging and best execution loan sales, whether with proprietary or licensed technology. Key growth opportunities include implementing a mortgage securitization process, launching a correspondent channel, or implementing a more advanced servicing retention and valuation strategy.
Recommended Content:
Blog:
Best Execution Analysis in the Secondary Mortgage Market
In this article, we’ll explain the key concepts related to best execution analysis and discuss how sellers in the secondary mortgage market achieve the best price for their loans when selling them to agencies or aggregators.
Case Study:
OnQ Financial Launches Correspondent Channel with BAM Marketplace
On Q Financial, which is leveraging MCT’s, newly-released BAM Marketplace loan exchange to launch and grow its correspondent channel. On Q Financial also utilizes MCT’s Security Spread Commitment and MCT AutoBid technology which has helped to give buyers on the platform unparalleled access to new sellers.
Webinar:
MCT & Freddie Mac Webinar | Selling Guarantor: Ensuring a Successful Transition
In this webinar, we’ll explore the preparation required for Guarantor pricing analysis, operations and systems readiness, and the contracting and delivery processes. We’ll provide attendees with tools and resources to understand the steps required for a successful and profitable Guarantor execution.
What stage of secondary marketing applies to your business?
Further Reading for Autonomous Hedging & Loan Sales Growth Stage
Our white papers were written by MCT experts, vendor partners, and industry thought leaders. Ready to explore additional topics? View our complete list of whitepapers.
In this whitepaper, various hedging instruments will be explored, baseline inputs used in mortgage pipeline hedging will be examined, and recent industry advancements that have reshaped the hedging landscape will be discussed. Data integrity remains crucial to maximizing opportunities in hedging, and its importance will be emphasized throughout the discussion. Especially in volatile markets, it’s good to have a finger on your pipeline and trade frequently. Our latest whitepaper outlines ways to gain more efficiencies over your TBA trading. Despite the current environment, MCT® helped clients earn an extra $230,000,000 in Q1 2022, or $750,000 in additional profits per client on average. MCT leverages unique software and services like BAM Marketplace, bid tape AOT, and Trade Auction Manager to help clients squeeze every basis point from their best execution loan sale strategy. 
MCT consistently hosts webinars designed to add value to clients and provide additional industry knowledge. View our complete list of webinars for additional topics.
In this webinar, MCT’s Phil Rasori, Justin Grant, and Andrew Rhodes explain how MCT is helping clients Bring BPS Back and improve profitability to counter market headwinds. In this webinar recording, MCT’s Phil Rasori, Justin Grant, and Andrew Rhodes will compare 2013 to 2022 in terms of the deteriorating market, market liquidity in specific coupons, loan sale execution liquidity, and investor pricing performance. They also share actionable recommendations to protect your business and pipeline. In this webinar, MCT’s COO, Phil Rasori, will team up with MBA’s Chief Economist, Mike Fratantoni, to discuss how lenders can stay on top of changing market cycles in 2022.
Learn how other mortgage lenders have improved their profitability and efficiency by implementing loan sale software solutions. Read here for all MCT case studies
In this case study, MCT sits down with Mr. Sugg to hear how the MCTlive! integration has added efficiency to their loan selling process. In this case study, MCT sits down with John Collins to hear how the Rapid Commit integration has added efficiency to their loan selling process. Rapid Commit has also reduced the element of human error in putting together the commitments, saving them time, money, and headaches. In this case study, On Q Financial’s VP of Margin Management, Angela Wooldridge, documents how the company used MCT’s newly-released BAM Marketplace loan exchange to launch and grow its correspondent channel. On Q also utilizes MCT’s Security Spread Commitment and AutoBid technology which has helped to give buyers on the platform unparalleled access to new sellers.
Enjoy these other articles for your growth stage. Click to view blog posts by MCT.
Click to read the most recent MSR Market Update! – Here we go again! Mortgage rates and all other rate indices continue their roller-coaster ride quarter after quarter. After so much anticipation of lower mortgage rates to remain throughout the rest of 2024, rates took a sharp U-turn and are back up about 68 basis points from their lows on September 30, 2024. The current rates reversal is significant since it took such a short time to get to back up to the same point where market rates were just three months ago. Click to read the full market update! Click to read the most recent MSR Market Update! – The Fed has finally cut the overnight rate by 50 basis points, a larger cut than what was anticipated. The mortgage market had already built in the rate cut in their offerings; Mortgage rates continued their downward trend during the month of September; However, mortgage rates seem to have stabilized during the last week of September. Click to read the full market update! Click to read the most recent MSR Market Update! – Finally, inflation data signals that the Fed’s anticipated rate reduction action is coming very soon, and probably during their meeting in September. Mortgage rates have already dropped by about 48 basis points since July 31, 2024, and 65 basis points lower since the end of Q2. The industry has already experienced some robust refinancing activity since July 2024 which could continue as the market awaits the Fed’s announcement. The real estate industry is anticipating robust mortgage/housing activity once the Fed’s announcement becomes a reality. 
Recommended Software:
Whether you are making the move to mandatory executions or seeking improvements to your mortgage pipeline management process – MCT’s Hedge Advisory blends technology and service to achieve your goals.
Built for Secondary Marketing by secondary marketing professionals, MCTlive! is a powerful platform available for day-to-day loan pipeline management, trade positions management, and loan sale best execution.
Meet With Us to Learn More