Mortgage Capital Markets Insights & News by MCT
Leverage secondary market strategies, daily market commentary, and mortgage indices from the MCT Learning Center to elevate your performance and your career.
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Learn how trending credit scores like FICO® Score 10 T impact mortgage capital markets in this MCT & FICO webinar on March 10 at 11AM PT.
The average 30-year primary mortgage rate is currently at slightly above 6%. Just one year ago, the rate averaged about 6.86%. Mortgage rate (…)
Even though the Federal Reserve cut interest rates by 25 basis points in December, the third time since September 2025, consumer confidence (…)
After the latest Federal Reserve 25 basis points rate cut, the Fed appears divided over the frequency and amount of future rate cuts. Read t (…)
MCT and FICO expand integration of predictive FICO® Score 10T across MSR valuation, risk models, and investor pricing to enhance accuracy a (…)
Mortgage rates initially moved lower immediately after the Federal Reserve October’s 25 basis points rate cut. However, mortgage rates hav (…)
The Federal Reserve lowered its benchmark interest rate by 0.25 percentage points in September. This was the first rate cut since December 2 (…)
MCT’s Enhanced-Best-Execution (EBX) tool is the most comprehensive tool on the market for helping secondary market (MSR portfolio) manager (…)
All eyes are on the Fed upcoming meeting this month in anticipation of the highly anticipated rate reduction announcement. Read the full rel (…)
NOLA Lending Group relies on MCT’s hedging, loan sale execution, MSR services, and overall client experience to drive performance.
Mixed economic signals are causing many economists to remain cautious, even as U.S economic growth rebounded to 3.0 percent in Q2 after a Q1 (…)
The originations market struggled over the last few weeks while mortgage rates continued to hover around 7%, but now some relief is in sight (…)
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Track the Market with MCT’s Mortgage Lock Volume Index
As the leader in mortgage capital markets technology, MCT supports more lenders than any other single provider. This privileged position supports analysis of a meaningful population of data into macro insights. MCT’s mortgage lock volume indices are based on actual locked loans, not applications, and are therefore a more accurate indication compared to alternatives.














