Market Summary & Outlook 2020

Market Summary & Outlook 2020

In this report, we review a few recent developments and explore trends in the mortgage and capital markets that have the greatest potential to impact mortgage lending in 2020.

UPDATE: MCT Integrates its MCTlive!® Secondary Marketing Software with Freddie Mac for Automated Loan Sale Pricing & Commitment

UPDATE: MCT Integrates its MCTlive!® Secondary Marketing Software with Freddie Mac for Automated Loan Sale Pricing & Commitment

UPDATE Oct. 10, 2019 – MCT is proud to announce the addition of the Freddie Mac Cash-Released XChange browse price API to the integration between Freddie Mac and the MCTlive! platform. Leveraging the browse price API, MCTlive! lenders can now accurately and conveniently utilize Freddie Mac Cash-Released XChange in their best execution analysis.

New MCTlive! Mobile App Puts Secondary Marketing at Lenders’ Fingertips

New MCTlive! Mobile App Puts Secondary Marketing at Lenders’ Fingertips

SAN DIEGO, Calif., Sept 18, 2019 – Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, debuted a new MCTlive! mobile application at its MCT Exchange client conference last Friday. The app enables secondary marketing managers to review reporting, manage loan pipelines, and conduct whole loan trading from the convenience of their mobile phone.

MCT® Moves to Secure Sensitive Borrower Data Exposed in 90 Percent of Secondary Market Transactions

MCT Marketplace Technology Automates Tri-Party Agreement for Investors’ Bid Tape AOT Loan Sale Executions

SAN DIEGO, Calif, Aug. 3, 2018 – MCT announced automation of the Tri-Party Agreement required between lenders, investors, and broker-dealers during Assignment Of Trade (AOT) transactions in the secondary market. The functionality is built into MCT’s Bid Auction Manager™ (BAM) to improve efficiency for what is expected to be a game-changing new delivery option for the secondary market.

How to Hedge Long-Term Interest Rate Locks

How to Hedge Long-Term Interest Rate Locks

Expanding a lender’s pipelines of long-term locks allows them to access new sources of production a grow their businesses. This whitepaper will address MCT’s approach to conceptualizing the different risks associated with long-term locks and then hedging the exposure by using TBA forward contracts and/or exchange-traded options.

LendingQB Integration with MCT MCT Marketplace Improves Secondary Marketing Processes for Mutual Clients

LendingQB Integration with MCT MCT Marketplace Improves Secondary Marketing Processes for Mutual Clients

COSTA MESA and SAN DIEGO, California, May 21, 2018 — LendingQB and Mortgage Capital Trading (MCT) announced today an integration between the LendingQB loan origination platform and the new Bid Auction Manager (BAM) technology within the MCTlive! secondary marketing software platform. Combining the two systems enables mortgage lenders to utilize a pure digital ‘closed loop’ secondary marketing process, drastically reducing time and cost while improving loan sale profitability.