HousingWire Names MCT® to 2020 Tech100 Mortgage List for Secondary Marketing Software Innovations
MCT was designated to HousingWire’s 2020 Mortgage Tech 100 list as one of the most innovative companies in the U.S housing economy as a result of multiple solutions and services it developed and successfully launched in 2019.
MCT Webinar: Quarter-End Mark-to-Market Strategies for Market Volatility
View the recording from our webinar on March 31st at 11AM PT to learn more about the quarter-end Mark-to-Market reports, recent market events and MCT’s advocacy efforts during market volatility.
MCT Immediate Client Webinar: Reviewing Market Conditions, Coverage & Pull-Through
Join us Tuesday, March 17th at 11am PT for this client-exclusive webinar as we discuss recent market changes.
MCT Client Webinar: Market Strategies for Hedging, Pull-Through Rates & Pricing
Join us Monday, March 9th at 10am PT for this client-exclusive webinar as we discuss recent market changes.
Rate Renegotiation: Policies that Protect Profit
View recommendations on how to employ rate renegotiation policies to guide your staff in mitigating profit loss using three example best practices.
UPDATE: MCT® Integrates its MCTlive!® Secondary Marketing Software with Fannie Mae’s Pricing & Execution – Whole Loan® Application
UPDATE Jan. 23, 2020 – MCT is proud to announce that on December 18th they became the first organization to connect lenders to Fannie Mae’s Loan Pricing API via its Bid Auction Manager (BAM) loan trading platform for live Servicing Marketplace® (SMP) pricing.
Market Summary & Outlook 2020
In this report, we review a few recent developments and explore trends in the mortgage and capital markets that have the greatest potential to impact mortgage lending in 2020.
National Mortgage Professional Magazine Honors MCT’s Rhiannon Bolen with 2019 Mortgage Banking’s Most Powerful Women Award
SAN DIEGO, Calif., October 22, 2019 – Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, announced that Regional Sales Director Rhiannon Bolen was selected as one of Mortgage Banking’s Most Powerful Women for 2019 by National Mortgage Professional Magazine’s (NMP).
Case Study: Mountain West Financial Improves Efficiency & Improves Margins with Trade Auction Manager (TAM)
In this case study, Mrs. Mohr describes how MCTlive!, BAM, and bid tape AOT have enabled her team to realize time savings and efficiency gains along with improved margins.
UPDATE: MCT Integrates its MCTlive!® Secondary Marketing Software with Freddie Mac for Automated Loan Sale Pricing & Commitment
UPDATE Oct. 10, 2019 – MCT is proud to announce the addition of the Freddie Mac Cash-Released XChange browse price API to the integration between Freddie Mac and the MCTlive! platform. Leveraging the browse price API, MCTlive! lenders can now accurately and conveniently utilize Freddie Mac Cash-Released XChange in their best execution analysis.
New MCTlive! Mobile App Puts Secondary Marketing at Lenders’ Fingertips
SAN DIEGO, Calif., Sept 18, 2019 – Mortgage Capital Trading, Inc. (MCT), a leading mortgage hedge advisory and secondary marketing software firm, debuted a new MCTlive! mobile application at its MCT Exchange client conference last Friday. The app enables secondary marketing managers to review reporting, manage loan pipelines, and conduct whole loan trading from the convenience of their mobile phone.
KS StateBank – Searching for a New Vendor for Improved Profitability
We had the pleasure of connecting with one of our clients to understand their experience with MCT. In this case study, we interviewed Cameron Mott and Ryan Krell of KS StateBank.
Carry Opportunity: Strategy for Banks and Depositories
Current conditions in the MBS market have created an opportunity for depositories to take advantage of their low funding costs to pick up investment income. We encourage our bank and depository clients to consider using the approach outlined in this summary to take advantage of these current unusual conditions in mid-2019.
Introduction to Mandatory Loan Sale Delivery
In this post, we will provide an overview for implementing mandatory loan sale delivery and how mortgage bankers like Andrew Stringer at First Bank were able to capture a +52 bps pickup over best efforts.
MCT Scores High Marks in Overall Satisfaction, Lender Loyalty, and Functionality Effectiveness According to Recent Study
SAN DIEGO, Calif., February 18, 2019 – Mortgage Capital Trading (MCT®), a leading mortgage hedge advisory and secondary marketing software firm, announced that the 2018 STRATMOR Technology Insight Study rated MCT as the leader in overall satisfaction, lender loyalty,...First Bank Realizes Increased Profitability by Moving to Mandatory Loan Sales
Learn the details of how Andrew Stringer at First Bank leveraged MCTlive!, Bid Auction Manager (BAM), and Rapid Commit to improve loan sale pickup and operational efficiencies.
MCT® Moves to Secure Sensitive Borrower Data Exposed in 90 Percent of Secondary Market Transactions
SAN DIEGO, Calif., Nov. 7, 2018 – MCT announced that it is incorporating the company’s patent-pending geocoding technology into its Bid Auction Manager™ (BAM) whole loan trading platform in order to shield borrower addresses from being shared with non-buying entities throughout the whole loan bidding process.
Bid Tape AOT Executions Explained
Join us in this educational post as we recap the best information on these new delivery options introduced in our industry webinar on October 11th, 2018. “Under the right conditions, bid tape AOT offers a prescriptive economic value over other executions.”
MCT® Adds Investors to Bid Tape AOT Tri-Party Agreement Automation in its MCT Marketplace
SAN DIEGO, Calif, Oct. 5, 2018 – MCT announced that new investor bid tape assignment-of-trade (AOT) loan sale executions are now available for sellers using its Bid Auction Manager (BAM) whole loan trading platform.
MCT® Adds Multi-Factor Authentication to its MCTlive!® Secondary Marketing Software
SAN DIEGO, Calif, Sept. 27, 2018 – MCT announced that it has implemented multi-factor authentication (MFA) security protocols, which require multiple methods to verify a user’s identity for logins and transactions.
MCT Marketplace Technology Automates Tri-Party Agreement for Investors’ Bid Tape AOT Loan Sale Executions
SAN DIEGO, Calif, Aug. 3, 2018 – MCT announced automation of the Tri-Party Agreement required between lenders, investors, and broker-dealers during Assignment Of Trade (AOT) transactions in the secondary market. The functionality is built into MCT’s Bid Auction Manager™ (BAM) to improve efficiency for what is expected to be a game-changing new delivery option for the secondary market.
How to Hedge Long-Term Interest Rate Locks
Expanding a lender’s pipelines of long-term locks allows them to access new sources of production a grow their businesses. This whitepaper will address MCT’s approach to conceptualizing the different risks associated with long-term locks and then hedging the exposure by using TBA forward contracts and/or exchange-traded options.
LendingQB Integration with MCT MCT Marketplace Improves Secondary Marketing Processes for Mutual Clients
COSTA MESA and SAN DIEGO, California, May 21, 2018 — LendingQB and Mortgage Capital Trading (MCT) announced today an integration between the LendingQB loan origination platform and the new Bid Auction Manager (BAM) technology within the MCTlive! secondary marketing software platform. Combining the two systems enables mortgage lenders to utilize a pure digital ‘closed loop’ secondary marketing process, drastically reducing time and cost while improving loan sale profitability.