Weekly Technology Improvement Series:
Cash-Window APIs

Published 8/18/2021
With MCTlive!, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
MCT Whitepaper: Understanding and Preparing for Changes in the Mortgage Market
The mortgage origination space is one of the most cyclical industries in the U.S. economy. Interest rates, origination volume, and profit margins are constantly shifting based on a variety of factors, and it takes an efficient and intelligent operation to stay on top of it all. Most lenders react, rather than act, to week by week or month by month changes in the environment. We advocate acting decisively and in a calculated fashion. This paper will outline a simplified model illustrating mortgage market stages and how lenders can set a foundation of resilience to changing markets.
Top Metrics Every Investor Should Know
During times of rising rates and dropping loan originations, investors must consider additional strategies to ensure they’re reaching their market share goals. To do this, MCT’s InvestorMatic Analytics reporting tool is helping investors dissect their purchasing strategies to find hidden opportunities. In this post, we review top metrics from a sample report available to our clients. To receive the full sample report! please contact us today!
Margin Management Best Practices for Mortgage Lenders
In this article, we will discuss top-level margin management strategies including 6 business intelligence inputs that are helpful for making educated margin management decisions.
MCT Webinar – Staying Prepared in a Changing Mortgage Market
In this webinar, MCT’s COO, Phil Rasori, will team up with MBA’s Chief Economist, Mike Fratantoni, to discuss how lenders can stay on top of changing market cycles in 2022.
MCT Client Webinar – MSR Asset Overview
In this webinar, MCT’s Azad Rafat and David Burruss will discuss key MSR value drivers, MSR accounting methods and how the MSR life cycle effects your balance sheet.
Dealer Exposure and Volume Limits – Paul’s Tip of the Week
In Paul’s Tip of the Week, we look at MTM and Volume limits for clients working with dealers in MCTlive!
MCT Client Exclusive Webinar – Market Volatility & FHFA Announcements
In this webinar, MCT’s Phil Rasori and Andrew Rhodes discuss recent FHFA announcements, front-end pricing, monetary policy expectations and recent market volatility.
MPA Magazine Names Danyel Shipley on List of Elite Women for 2021
Danyel Shipley has been designated to Mortgage Professional America (MPA) magazine’s list of Elite Women in Mortgage for 2021. The annual awards recognize successful women who are raising the bar on gender equality within the industry, making significant contributions, advancing their companies, and are consummate experts in their respective fields.
MCT Launches Dynamic Learning Center to Empower Lender Growth & Profitability
Content Recommendations Engine Improves Transparency in Secondary Marketing
MCT Webinar – “Learning Secondary with MCT: Resources for Growing Your Profitability”
In this webinar, MCT’s Curtis Richins, Paul Yarbrough, and Ian Miller discuss the debut of its new Learning Center, a one-stop educational content database for each stage of growth of a mortgage lender in the secondary market.