The average 30-year primary mortgage rate is currently at slightly above 6%. Just one year ago, the rate averaged about 6.86%. Mortgage rates appear to be holding steady since the start of 2026 as economists and investors wait for more news
Described below within relevant tabs, you’ll find a listing of our Q4 2025 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Data & Analytics tools.
Even though the Federal Reserve cut interest rates by 25 basis points in December, the third time since September 2025, consumer confidence dropped to recession levels in December.
After the latest Federal Reserve 25 basis points rate cut, the Fed appears divided over the frequency and amount of future rate cuts. Read the full release for the December 2025 MSR update.
Mortgage rates initially moved lower immediately after the Federal Reserve October’s 25 basis points rate cut. However, mortgage rates have since reversed course and have increased since the announcement. Read the full release for the November 2025 MSR update.
