MBS Pool Optimization 101
Learn how MBS pool optimization works, how specified pay-ups generate premium pricing, and how MCT’s GPU-powered Pool Optimizer helps lenders maximize execution.
Learn how MBS pool optimization works, how specified pay-ups generate premium pricing, and how MCT’s GPU-powered Pool Optimizer helps lenders maximize execution.
As of March 31, the average 30-year primary fixed mortgage rate was just above 6.50%, higher than the prior month by about 50 basis points.
As of February 28, the average 30-year primary fixed mortgage rate was just above 6%, but lower than the prior month by about nine (9) basis points.
The average 30-year primary mortgage rate is currently at slightly above 6%. Just one year ago, the rate averaged about 6.86%. Mortgage rates appear to be holding steady since the start of 2026 as economists and investors wait for more news
Described below within relevant tabs, you’ll find a listing of our Q4 2025 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Data & Analytics tools.