Blog

MCT is a leader in the secondary market and mortgage industry space. Since 2001 we have grown from a mortgage pipeline hedging specialist into a fully-integrated provider of capital markets services and technology, constantly with a finger on the pulse on secondary market trends and news. Throughout these transformative years, we have accumulated a wealth of knowledge and are eager to share that all with you. From webinar recaps to weekly market updates, stay updated by browsing our extensive blog content collection.

MCTlive! Lock Volume Indices: February 2023 Data

MCTlive! Lock Volume Indices: February 2023 Data

MCTlive! Mortgage Lock Volume Indices covers the period from February 1 through February 28, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

Special Feature – Market Commentary

Special Feature – Market Commentary

We wanted to broach three newsworthy stories from 2023 that have not been addressed in the weekly commentary: changes to the Loan Level Price Adjustment (LLPA) matrix, Wells Fargo’s exit from the correspondent lending space, and the U.S. breaching its debt ceiling.

MCTlive! Lock Volume Indices: January 2023 Data

MCTlive! Lock Volume Indices: January 2023 Data

MCTlive! Mortgage Lock Volume Indices covers the period from January 1 through January 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

The Fed’s Latest Moves and Market Impact

The Fed’s Latest Moves and Market Impact

After six consecutive rate increases of 50 BPS or more, as expected, the Fed raised rates by 25 BPS today (Wednesday), lifting fed funds to a new target range of 4.5-4.75%. More importantly, the committee continued to promise “ongoing increases” in overnight borrowing costs as part of its ongoing and unresolved battle against inflation. By keeping the promise of future rate hikes, the Fed pushed back against investor expectations that it was ready to signal the end of the current tightening cycle.

MCT⭐Star Newsletter: January 2023, Issue 22

MCT⭐Star Newsletter: January 2023, Issue 22

Most people create resolutions of change for the new year. At MCT, we want to create the resolution to continuously be your trusted capital markets partner by providing opportunities for growth and prosperity

MCT Whitepaper: Mortgage Pipeline Hedging 101

MCT Whitepaper: Mortgage Pipeline Hedging 101

This whitepaper will review information on moving to mandatory loan sales through mortgage pipeline hedging, the strategy of hedging, the benefits of hedging, and how to determine if you are ready.

MCT⭐Star Newsletter: December 2022, Issue 21

MCT⭐Star Newsletter: December 2022, Issue 21

Whether you celebrate Hanukkah, Christmas, or nothing, it’s the time of year when the industry starts to slow down and we get to spend time with loved ones. We would like to thank you for being part of the MCT community and look forward to making the most out of the rest of 2022.

Housing Market 2022 End of Year Summary

Housing Market 2022 End of Year Summary

I’m sure there are plenty of us who would love to forget 2022, but let’s recap what happened in the bond and housing markets and put a bow on the year before we move to a hopefully more profitable 2023

MCTlive! Lock Volume Indices: December 2022 Data

MCTlive! Lock Volume Indices: December 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from December 1 through December 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

Justin Grant Named to NMP’s 2022 40 Under 40

Justin Grant Named to NMP’s 2022 40 Under 40

Justin Grant, was recognized by National Mortgage Professional Magazine’s (NMP) for his industry accomplishments, landing him on the 2022 ‘Top 40 Most Influential Mortgage Professionals Under 40’ list.

MCT’s Azad Rafat Named 2022 Tech Trendsetter by HousingWire Magazine

MCT’s Azad Rafat Named 2022 Tech Trendsetter by HousingWire Magazine

Azad Rafat, MCT’s Senior Director of MSR Services, has been selected as a 2022 HW Tech Trendsetter. Azad is credited with driving innovation in the housing market specifically with his work on MCTlive! 2.0, a new software update to the original MSRlive! MSR software trading platform and portfolio system.

MCT⭐Star Newsletter: November 2022, Issue 20

MCT⭐Star Newsletter: November 2022, Issue 20

Menu: • Articles & Press Releases • Whitepapers & Webinars • Events & Conferences • Did You Know? MCT Star November 2022: Being Thankful Being thankful isn’t just about Thanksgiving and food. It’s about counting your blessings year-round and...

MCTlive! Lock Volume Indices: November 2022 Data

MCTlive! Lock Volume Indices: November 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from November 1 through November 30, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

[MCT Webinar] Introducing BAMCO: New Co-Issue Marketplace

[MCT Webinar] Introducing BAMCO: New Co-Issue Marketplace

In this webinar, MCT’s Phil Rasori and Justin Grant will introduce BAMCO. BAMCO brings co-issue loan sale transactions directly into MCT’s whole loan trading platform, making the process of selling co-issue more convenient and transparent.

MCT Expands Investor Services Team by Appointing Jennifer Kennelly as Senior Director

MCT Expands Investor Services Team by Appointing Jennifer Kennelly as Senior Director

MCT announced that Jennifer Kennelly has been appointed as the new Senior Director of MCT’s quickly expanding Investor Services team. Jennifer will leverage her unique background to grow MCT’s Bid Auction Manager (BAM) MarketplaceTM, the nation’s first open mortgage loan exchange where buyers can bid regardless of approval status, and sellers receive automated live pricing from every buyer on the platform.

MCTlive! Lock Volume Indices: October 2022 Data

MCTlive! Lock Volume Indices: October 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from October 1 through October 31, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.

MCT⭐Star Newsletter: October 2022, Issue 19

MCT⭐Star Newsletter: October 2022, Issue 19

Menu: • Articles & Press Releases • Whitepapers & Webinars • Events & Conferences • Did You Know? MCT Star October 2022: Spooky Season is Here And by spooky, we mean how are we already in Q4? MCT is gearing up to end the year on a high note with a push to...

Current Housing Market Trends

Current Housing Market Trends

In this article, we will discuss current market outlook. Even though the headlines say, “Everything is down, down, down,” we have some recommendations. 

MCTlive! Lock Volume Indices: September 2022 Data

MCTlive! Lock Volume Indices: September 2022 Data

MCTlive! Mortgage Lock Volume Indices covers the period from September 1 through September 30, 2022, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.