What is MSR Valuation? Mortgage Servicing Rights 101
Discover the fundamentals of Mortgage Servicing Rights, their benefits, risks, accounting methods, and key valuation drivers for long-term profitability.
CRA Acquisition & Correspondent Channel Tools from MCT Marketplace
In this webinar, MCT’s Justin Grant, Head of Investor Services, will discuss MCT Marketplace, an open loan exchange software that optimizes whole loan and co-issue mortgage transactions in the secondary market, offering clear investor benefits. Key tools to improve acquisition strategies include AutoBid for automating live bids, AOT automation for tri-party agreements, the Open Pipeline Viewer & CRA Marketplace for sourcing investor CRA and product needs, and AutoShadow for automated shadow bidding, along with analytics and rate sheet support.
MSR Market Monthly Update – November 2024
Click to read the most recent MSR Market Update! – Here we go again! Mortgage rates and all other rate indices continue their roller-coaster ride quarter after quarter. After so much anticipation of lower mortgage rates to remain throughout the rest of 2024, rates took a sharp U-turn and are back up about 68 basis points from their lows on September 30, 2024. The current rates reversal is significant since it took such a short time to get to back up to the same point where market rates were just three months ago. Click to read the full market update!
MSR Market Monthly Update – October 2024
Click to read the most recent MSR Market Update! – The Fed has finally cut the overnight rate by 50 basis points, a larger cut than what was anticipated. The mortgage market had already built in the rate cut in their offerings; Mortgage rates continued their downward trend during the month of September; However, mortgage rates seem to have stabilized during the last week of September. Click to read the full market update!
MCT⭐Star Newsletter: October 2024, Issue 43
Understanding current economic trends is vital to business growth. By partnering with a trusted capital markets partner like MCT, you’ll always be at the forefront of developments that impact your business.
MCT & Lender Price Webinar | Strengthen Pricing & MSR Strategies
In this webinar, MCT’s David Burruss and Azad Rafat are joined by Lender Price’s Paul Orlando and David Colwell to discuss MSR strategies and how the right MSR strategy can increase your bottom line.
MSR Market Monthly Update – September 2024
Click to read the most recent MSR Market Update! – Finally, inflation data signals that the Fed’s anticipated rate reduction action is coming very soon, and probably during their meeting in September. Mortgage rates have already dropped by about 48 basis points since July 31, 2024, and 65 basis points lower since the end of Q2. The industry has already experienced some robust refinancing activity since July 2024 which could continue as the market awaits the Fed’s announcement. The real estate industry is anticipating robust mortgage/housing activity once the Fed’s announcement becomes a reality.
MCT⭐Star Newsletter: September 2024, Issue 42
As we look forward towards a hopeful uptick in activity within mortgage capital markets, our team continues to innovate to prepare for renewed momentum in the industry.
MCT & Verity Webinar | Offshore Outsourcing, Is It Right for You?
In this webinar, MCT’s Ben Itkin is joined by Verity’s CEO, Sam Mehta, to discuss how mortgage lenders can successfully optimize margins while maintaining quality service and employee morale through strategic outsourcing, automation, and labor optimization.
Enhanced Retain-Release Extension for Best Ex. Analysis
We asked Natalie Martinez, MCT’s Manager of the MSR Services Department & Client Success, to sit down and provide insight into MCT’s enhanced retain-release analysis tool, Enhanced Best Execution (EBX). Watch the video below to see what Ms. Martinez has to say about EBX.
Scale Your Correspondent Market Share with MCT Marketplace
Watch the video to hear what MCT’s Justin Grant, Senior Director, Head of Investor Services, has to say about MCT Marketplace.
MSR Market Monthly Update – August 2024
Click to read the most recent MSR Market Update! – The Fed’s recent announcement indicated no changes to the current Fed Funds rate, hence opening the possibility for a rate decline during their next meeting in September. It appears that the market has already built a 25 basis points decline in the mortgage offerings as we observe continuous easing in the 10 Year Treasury rate and the entire yield curve. As of July 31, 2024, the 30-year primary mortgage rate has retreated by 15 basis points while float income rates have declined by an average of about 45 basis points.
MCT’s Client Success Group – Going Above and Beyond
In this video, MCT’s Paul Yarbrough, Sr. Director, Head of Client Success Group and Jessica Visniskie, Sr. Capital Markets Technology Advisor, discuss how MCT’s Client Success Group goes above and beyond to create the most memorable and valuable experience possible for clients.
MCT⭐Star Newsletter: August 2024, Issue 41
As we move through the second half of 2024, it feels like a great time to get back to basics and review fundamental concepts related to the secondary market.
![MSR 101: Reviewing MSR Principles, Advantages & Disadvantages, & Key Portfolio Valuation Drivers [MCT Industry Webinar]](https://mct-trading.com/wp-content/uploads/2024/07/MSR-101-Webinar.png)
MSR 101: Reviewing MSR Principles, Advantages & Disadvantages, & Key Portfolio Valuation Drivers [MCT Industry Webinar]
In this webinar, MCT’s MSR experts, Bill Shirreffs, Azad Rafat, David Burruss, and Natalie Martinez will provide MSR insights, elaborate on their advantages and disadvantages, describe the difference between fair, market, and economic value, and give a current market update.
MSR Market Monthly Update – July 2024
Click to read the most recent MSR Market Update! – Mortgage rates and other rate indices have managed to remain at relatively about the same level as they were at the closing in the month of May. Mortgage rates managed to end the month of June with a marginal increase of about three (3) basis points, while float income rates decreased by about eight (8) basis points during the same period. MSR portfolio holders should expect values to remain about the same level as they were at the end of May results. However, those levels could vary depending on portfolio vintages and other portfolio characteristics such as agency and GNMA mix. The downrate risk and its potential impact on MSR values continue to persist as we navigate through the balance of 2024.
Introduction to Mandatory Loan Sale Delivery
In this post, we will provide an overview for implementing mandatory loan sale delivery and how mortgage bankers are able to improve profitability through this transition from best efforts.
The MCT Difference with MCT Client Brian Gilpin
Brian Gilpin, CFO and Head of Capital Markets at Embrace Home Loans, sits down to discuss his experience switching to MCT and the level of customer service. Watch the video to hear more!
Preserve Margins and Improve Pricing with the Base Rate Generator
In this video, Mr. Barnhill shows step by step how to utilize all the elements of the Base Rate Generator with a demo recording so you can really get a look inside this new technology. Watch the video to see what Mr. Barnhill says about the Base Rate Generator.
MCT Whitepaper: Mortgage Pipeline Hedging 201
In this whitepaper, various hedging instruments will be explored, baseline inputs used in mortgage pipeline hedging will be examined, and recent industry advancements that have reshaped the hedging landscape will be discussed. Data integrity remains crucial to maximizing opportunities in hedging, and its importance will be emphasized throughout the discussion.
MCT⭐Star Newsletter: July 2024, Issue 40
MCT recently announced the launch of new integrations with Fannie Mae’s Mission Score application programming interface (API) and Mission Score 2 and 3 product grids that provide better transparency and pricing for mortgages aligned with Fannie Mae’s mission objectives.
Why MCT? Information on MSR Services & Interview with Bill Shirreffs
Read this blog to see why secondary market professionals continue to choose MCT for their MSR needs. Plus, view the interview with MCT’s Bill Shirreffs.
![Improve Margins and Price Competitiveness with the Fannie Mae Mission Score API [MCT Industry Webinar]](https://mct-trading.com/wp-content/uploads/2024/06/FNMA-MCT-Mission-Score-Webinar.jpg)
Improve Margins and Price Competitiveness with the Fannie Mae Mission Score API [MCT Industry Webinar]
In this webinar featuring Fannie Mae’s Olga Gorodetsky alongside Phil Rasori and Paul Yarbrough of MCT, panelists discuss the goals, features, and benefits of this technology integration for mortgage originators and their borrowers.
Q2 2024 Valuations Interview with David Burruss
We asked MCT’s Director of MSR Sales, David Burruss, to sit down and provide insight regarding MSR valuations as it pertains to the current market. In this video, Mr. Burruss discusses industry trends and answers the questions that the majority of clients are currently asking him. Watch the video to hear his summary and advice on MSR Valuations.
Hear What Our Clients Are Saying
Meet Our Service Group Leaders
Andrew Rhodes
Senior Director, Head of Trading
Mr. Rhodes began his career with MCT in 2005 as the company's first dedicated loan sale specialist. ...
Bill Shirreffs
Senior Director, Head of MSR Services and Sales Operations
Mr. Shirreffs brings extensive industry experience in capital markets, structured transactions, cred...
Natalie Arshakian
Senior Director, Head of Lock Desk Operations
Natalie Arshakian, Senior Director, Head of Lock Desk Operations, has over seven years in financial ...
Chris Anderson
Chief Administrative Officer
Mr. Anderson is an experienced public and private sector manager with expertise in regulatory compli...
Paul Yarbrough
Senior Director, Head of Client Success Group
Secondary marketing expert Paul Yarbrough has joined San Diego-based MCT Trading Inc., a mortgage ri...
Justin Grant
Senior Director, Head of Investor Services
Mr. Grant began his career with MCT in 2006 as a junior trader and has quickly ascended the ranks to...