Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
MCT Webinar – MCT Geocoding & Bid Tape Protection Initiatives
In this webinar, MCT’s Phil Rasori, Chris Anderson, and Justin Grant discuss MCT’s efforts to improve data security in the loan sale process.
MCT Appoints Steve Pawlowski Head of Technology Solutions to Continue Industry-Changing Innovation
SAN DIEGO, Calif., Aug. 10, 2023 – Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today announced the appointment of Steve Pawlowski as Managing Director, Head of Technology Solutions.
July’s Mortgage Lock Volume Flat Amongst Rising Rates in Latest MCT Indices Report
MCTlive! Mortgage Lock Volume Indices covers the period from July 1 through July 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.
MCT Client Webinar – Our Work to Protect Your Data
Join MCT’s Phil Rasori and Chris Anderson for an important webinar on data security at MCT and in the loan sale process.
Monthly Mortgage Lock Volume Increases 31% in Latest MCT Indices Report
MCTlive! Mortgage Lock Volume Indices covers the period from June 1 to June 30, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.
MCT Client Webinar – Streamlining and Standardizing AOT Executions
MCT’s Phil Rasori and Andrew Rhodes, as well as Agile’s Greg Vacura present this webinar on MCT’s effort to standardize AOT executions and confirmations from July 13th.
Case Study – NBH Bank Leverages 10 Day MCT Rapid Onboarding
In this case study, Ajay Timothy and Thia Kaleta of NBH Bank describe their process getting started with MCT and how they were able to get mortgage pipeline hedging and best execution loan sales up and running in just ten days.
MCTlive! Lock Volume Indices: May 2023 Data
MCTlive! Mortgage Lock Volume Indices covers the period from May 1 through May 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.
San Diego Metro Magazine Honors Miguel Nava-Tapia With Top 40 Under 40 Award
Mortgage Capital Trading, Inc. (MCT®), a leading mortgage hedge advisory and secondary marketing software firm,, announced that its Senior Manager of Data Integration Services, Miguel Nava-Tapia, was named to San Diego Metro (SD Metro) Magazine’s prestigious Top 40 Under 40 list for 2023.
MCT & ACUMA Webinar – Strategies for Credit Unions to Mitigate Market Risk
This webinar will provide a current market overview and include actionable insights and recommendations for credit unions to mitigate market risk.
