Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
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In this case study, Ajay Timothy and Thia Kaleta of NBH Bank describe their process getting started with MCT and how they were able to get mortgage pipeline hedging and best execution loan sales up and running in just ten days.
MCTlive! Lock Volume Indices: May 2023 Data
MCTlive! Mortgage Lock Volume Indices covers the period from May 1 through May 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.
San Diego Metro Magazine Honors Miguel Nava-Tapia With Top 40 Under 40 Award
Mortgage Capital Trading, Inc. (MCT®), a leading mortgage hedge advisory and secondary marketing software firm,, announced that its Senior Manager of Data Integration Services, Miguel Nava-Tapia, was named to San Diego Metro (SD Metro) Magazine’s prestigious Top 40 Under 40 list for 2023.
MCT & ACUMA Webinar – Strategies for Credit Unions to Mitigate Market Risk
This webinar will provide a current market overview and include actionable insights and recommendations for credit unions to mitigate market risk.
MCT & Lenders One Webinar – Strategies to Improve Profitability in the Current Market
This webinar will provide a current market overview and include actionable insights and recommendations for lenders to mitigate market risk and improve profitability.
MCT Webinar – Strategies to Improve Profitability in the Current Market
In this webinar, MCT’s Phil Rasori and Paul Yarbrough will provide a current market overview and include actionable insights to improve profitability for lenders. Attendees will receive key hedging, trading, best execution, and MSR recommendations, as well as how to leverage technology to improve profitability and efficiency.
MCTlive! Lock Volume Indices: April 2023 Data
MCTlive! Mortgage Lock Volume Indices covers the period from April 1 through April 30, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.
MCT AOT Automation Improves Mortgage Lender Profitability and Investor Efficiency
Mortgage Capital Trading, Inc. (MCT®), a leading mortgage hedge advisory and secondary marketing software firm, announced that it has automated the process of digital TBA trade assignment during the loan sale process for both mortgage lenders and participating correspondent investors.
MCTlive! Lock Volume Indices: March 2023 Data
MCTlive! Mortgage Lock Volume Indices covers the period from March 1 through March 31, 2023, and represents a broad and balanced cross section of several hundred lenders of various sizes and business models in the mortgage industry across retail, correspondent, wholesale, and consumer direct channels.
March Housing Market Update: After Silicon Valley Bank Collapse
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