API’s & Software Integrations: Automating Data Transfer Since 2012

In order to effectively facilitate billions of dollars in transactions quickly and accurately, MCT’s flagship software platforms leverage robust Application Programming Interfaces (API’s) as well as an array of software integrations. These tools allow approved third-party systems to share data with MCTlive!®, MCT Marketplace, and MSRlive! in real-time, which supports automation, improves reporting, and eliminates the inconvenience and errors associated with manual data entry.

Since its official launch in 2017, MCT Marketplace has been the industry’s only API for digital whole loan trading.

Read about the current developments and long history of MCT’s API and integrations below. Contact us to learn more about getting connected.

bid tapes exchanged daily

billion committed volume/month ($)

hours saved on average per loan sale

Latest API Developments

Fully-Integrated Investors on the MCT Marketplace Whole Loan Trading Platform

Although MCT Marketplace has achieved 100% adoption among the investor aggregator community, these investors leverage API’s and advanced features like tri-party agreement automation for AOT transactions to provide the best experience to MCT sellers.

Related Releases for the MCT API & Integrations

Read related blog posts and press releases related over the past few years. Creating systems that work with minimal data entry using robust API’s has been pivotal in the development and adoption of MCT software. Learn more specifics in these articles.

MCT and FICO collaborate to integrate FICO® Score 10 T into MCT Marketplace, enhancing credit risk precision, pricing transparency, and secondary market efficiency.

MCT announced the integration of the LoanDynamics Model (LDM) from Andrew Davidson & Co. (AD&Co) into their mortgage servicing rights (MSR) valuation software.

SAN DIEGO (June 27, 2024) –MCT announced the launch of new integrations with Fannie Mae’s Mission Score API and product grids that provide better transparency and pricing for mortgages aligned with Fannie Mae’s mission objectives.

In this webinar featuring Fannie Mae’s Olga Gorodetsky alongside Phil Rasori and Paul Yarbrough of MCT, panelists discuss the goals, features, and benefits of this technology integration for mortgage originators and their borrowers.

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, proudly introduces a game-changing advancement. With this groundbreaking development, MCT’s Enhanced Best Execution (EBX) solution emerges as a real-time bridge between MCTlive! (live whole loan/SRP execution) and MSRlive! (loan level MSR valuation), revolutionizing the landscape of best execution strategies in the mortgage industry.

In this webinar, MCT will review the current state of the MSR market and discuss more comprehensive retain vs. release strategies, in addition to our recently introduced fully integrated Enhanced Best Execution (EBX) solution. MCT’s Paul Yarbrough will provide insights from a trader’s perspective regarding MSR best execution strategies at time of loan sale. He will also be highlighting MCT’s Rapid Commit technology and assignment of trade processes. This session will include a live demo of the EBX (MCTlive! and MSRlive!) integration, showcasing how EBX can effectively optimize your flow MSR trading process and decisions.

Complete the form to join Freddie Mac’s Ajita Atreya and Mia Jones, along with MCT’s Paul Yarbrough for this webinar on Thursday, October 5th, 10-11a.m. PT.

MCT is pleased to announce it is the first secondary marketing platform to integrate with Freddie Mac’s Income Limits application programming interface (API) created for the first-time home buyer area median income (AMI) limits. Income Limits allows for the accurate pricing of Credit Fee in Price (Exhibit 19, or “Credit Fees”) waivers. This is the latest in a series of successful API integrations between MCT and Freddie Mac, and helps promote both pricing transparency and housing affordability.

In this webinar on September 8th at 10am PT, MCT’s Phil Rasori and Paul Yarbrough team up with Fannie Mae’s Mike Toner to discuss the features of MCTlive! integrations with Fannie Mae technology and the benefits to mutual customers.

MCT’s award-winning capital markets platform, MCTlive!, is now integrated with the Freddie Mac’s Whole Loan Purchase Advice Seller API. This API connection allows MCT Mark-to-Market and Hedge Accounting Reports to be updated with Freddie Mac purchase data instantly, instead of waiting to run reports through a Loan Origination System (LOS).

In MCT’s latest installment of Rasori’s Relentless Releases, Phil Rasori covers the new Fannie Mae purchase advice API. View the episode to get the scoop on these timely updates.

MCT’s award-winning capital markets platform, MCTlive!, is now integrated with the Fannie Mae Connect™ Whole Loan Purchase Advice Seller API. This API connection allows MCT Mark-to-Market and Hedge Accounting Reports to be updated with Fannie Mae purchase data instantly, instead of waiting to run reports through a Loan Origination System (LOS).

In this case study, Mr. Cassetta describes how MCT’s Rapid Commit enables him to sell loans to Fannie Mae five times faster than his previous manual process. His use of the tool also helps Ruoff keep up with periods of increased volume like increases seen during the Spring of 2020.

UPDATE Jan. 23, 2020 – MCT is proud to announce that on December 18th they became the first organization to connect lenders to Fannie Mae’s Loan Pricing API via its Bid Auction Manager (BAM) loan trading platform for live Servicing Marketplace® (SMP) pricing.

UPDATE Oct. 10, 2019 – MCT is proud to announce the addition of the Freddie Mac Cash-Released XChange browse price API to the integration between Freddie Mac and the MCTlive! platform. Leveraging the browse price API, MCTlive! lenders can now accurately and conveniently utilize Freddie Mac Cash-Released XChange in their best execution analysis.

Lenders and whole loan buyers save hundreds of hours previously spent on manually transmitting bid tapes thanks to MCT Marketplace API’s. These efficiency gains are accentuated when leveraging new loan execution options such as bid tape AOT.

Phil Rasori
COO & Creator of MCTlive!

Phil Rasori

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