Our Team

Unparalleled Industry Experience in Capital Markets

MCT® team members have first-hand industry experience at a wide array of mortgage industry institutions. Past roles at Citibank, Countrywide, Bank of America, GMAC, Option One, and Ohio Savings Bank give them unique insight to help your business implement best practices and strategies for success!

We pride ourselves on delivering exceptional customer experience to our network, which is proven by our superior client retention rate and variety of industry awards. Learn more about the educational and career backgrounds of our team, and consider the ways they can help build valuable connections, increase operational efficiency, and optimize profitability.

Meet the Executives

Curtis Richins

Curtis Richins

President & CEO
Mr. Richins is a respected banking executive experienced in international finance, marketing, risk m...
Phil Rasori

Phil Rasori

Chief Operating Officer
Mr. Rasori is a recognized thought-leader in capital markets operations within the mortgage banking ...
Thomas P. Farmer

Thomas P. Farmer

Chief Investment & Corporate Development Officer
Mr. Farmer is a multi-industry entrepreneur and executive with high profile successes in technology ...
Ben Itkin

Ben Itkin

Managing Director, Head of Sales
Mr. Itkin brings more than 25 years of mortgage and capital markets experience to MCT’s management...
Chris Anderson

Chris Anderson

Chief Administrative Officer
Mr. Anderson is an experienced public and private sector manager with expertise in regulatory compli...
Ian Miller

Ian Miller

Chief Marketing Officer
Mr. Miller is an accomplished marketing executive who enjoys deconstructing complex value propositio...
Leslie Winick

Leslie Winick

Chief Strategy Officer
Ms. Winick is a seasoned leader bringing 25 years of management consulting and financial services (F...
David Bricker

David Bricker

Chief Financial Officer
Mr. Bricker is a mortgage industry veteran with over 20 years of experience serving in various corpo...
Steve Pawlowski

Steve Pawlowski

Managing Director, Head of Technology Solutions
Steve Pawlowski contributes over three decades of expertise in mortgage and capital markets space to...

Meet the Management

Natalie Arshakian

Natalie Arshakian

Senior Director, Head of Lock Desk Operations
Natalie Arshakian, Senior Director, Head of Lock Desk Operations, has over seven years in financial ...
Paul Yarbrough

Paul Yarbrough

Senior Director, Head of Client Success Group
Secondary marketing expert Paul Yarbrough has joined San Diego-based MCT Trading Inc., a mortgage ri...
Chad Campora

Chad Campora

Senior Director, Head of Human Resources
Chad Campora, Senior Director, Head of Human Resources, has been with Mortgage Capital Trading since...
Andrew Rhodes

Andrew Rhodes

Senior Director, Head of Trading
Mr. Rhodes began his career with MCT in 2005 as the company's first dedicated loan sale specialist. ...
Justin Grant

Justin Grant

Senior Director, Head of Investor Services
Mr. Grant began his career with MCT in 2006 as a junior trader and has quickly ascended the ranks to...
Bill Shirreffs

Bill Shirreffs

Senior Director, Head of MSR Services and Sales Operations
Mr. Shirreffs brings extensive industry experience in capital markets, structured transactions, cred...
Chris Barnes

Chris Barnes

Senior Manager, Client Success Group
Chris Barnes began his career with MCT in 2006 as a Junior Trader. Since then, he has proven to be a...
Azad Rafat

Azad Rafat

Senior Director, MSR Services
Mr. Rafat is a highly experienced senior manager with more than 30 years of experience in the mortga...
Luke Chang

Luke Chang

Director, Product and Pricing Division
The Product & Pricing Group is managed by Luke Chang, Director of Product and Pricing. Mr. Chang ...
Lorene Good

Lorene Good

Director of Finance & Controller
Lorene Good is an Accounting and Finance professional with more than 20 years of experience, working...
Kristen McCarthy

Kristen McCarthy

Senior Client Engagement Manager
Kristen McCarthy began her career in the mortgage industry in 2001. Starting with MCT in February 20...
Jennifer Kennelly, CMB®, AMP

Jennifer Kennelly, CMB®, AMP

Senior Director of Investor Services
Ms. Kennelly has worked in the mortgage industry for 25 years. She spent nearly 2 decades working at...

Meet the regional Sales Directors

Justin Putz

Justin Putz

Director, Midwest and Mountain Regional Sales
Mr. Putz boasts 19 years of mortgage industry experience and a robust background in Wholesale/Corres...
Cara Krause

Cara Krause

VP, Northeast Regional Sales
Ms. Krause has more than 25 years of experience working in the mortgage banking industry and possess...
Danyel Shipley

Danyel Shipley

VP, West Regional Sales
Ms. Shipley has extensive experience in mortgage lending with an emphasis in capital markets. She ha...
Scott Holtz

Scott Holtz

VP, South Regional Sales
Mr. Holtz began his mortgage banking career in 1984. He has acquired expertise in the secondary mar...
Page Woodall

Page Woodall

VP, Southeast Regional Sales
Mr. Woodall started in the mortgage business in 2002 with GE Capital Mortgage Insurance as MI Small ...
David Burruss

David Burruss

Director, MSR Sales
Mr. Burruss is a 30 mortgage industry veteran. As Director of MSR Sales, David is responsible for ma...

Justin Putz

Justin Putz

Director, Midwest and Mountain Regional Sales
Mr. Putz boasts 19 years of mortgage industry experience and a robust background in Wholesale/Corres...
Cara Krause

Cara Krause

VP, Northeast Regional Sales
Ms. Krause has more than 25 years of experience working in the mortgage banking industry and possess...
Danyel Shipley

Danyel Shipley

VP, West Regional Sales
Ms. Shipley has extensive experience in mortgage lending with an emphasis in capital markets. She ha...
Scott Holtz

Scott Holtz

VP, South Regional Sales
Mr. Holtz began his mortgage banking career in 1984. He has acquired expertise in the secondary mar...
Page Woodall

Page Woodall

VP, Southeast Regional Sales
Mr. Woodall started in the mortgage business in 2002 with GE Capital Mortgage Insurance as MI Small ...
David Burruss

David Burruss

Director, MSR Sales
Mr. Burruss is a 30 mortgage industry veteran. As Director of MSR Sales, David is responsible for ma...

Contact our Mortgage Experts

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Solutions for Lenders at Every Stage of Growth

Hedge Advisory

Phil Rasori and his team of traders help clients manage risk and optimize profitability in their mortgage pipelines.

MSR Services

Led by servicing expert Bill Shirreffs, the MSR Services group help clients build and valuate their MSR portfolios.

Lock Central

Chris Anderson and Natalie Arshakian lead a team of analysts providing outsourced centralized lock desk services.

Product & Pricing

Accurate loan pricing for every client across every investor and delivery channel is provided by the product and pricing team.

Business Intel.

Powerful data analytics and unique industry insights are leveraged to improve business efficiency and profitability.

Learn How MCT Can Help You Grow

Mortgage bankers of every size trust MCT to manage risk, drive operational efficiency, and increase profitability.