Market Summary & Outlook 2020
In this report, we review a few recent developments and explore trends in the mortgage and capital markets that have the greatest potential to impact mortgage lending in 2020.
15 Strategies for Improving Profitability in the Current Market
Our latest white paper outlines 15 actionable strategies mortgage lenders use to improve profitability. These include secondary marketing strategies, business operations and technology.
Treasury and Mortgage Rates Perspective, August 2019
Treasury yield plummeted at the beginning of August after a confusing post-meeting press conference by Fed Chairman Powell was followed by an escalation in the trade dispute between the U.S. and China. This white paper will provide some context to the recent drop in Treasury and mortgage rates.
Carry Opportunity: Strategy for Banks and Depositories
Current conditions in the MBS market have created an opportunity for depositories to take advantage of their low funding costs to pick up investment income. We encourage our bank and depository clients to consider using the approach outlined in this summary to take advantage of these current unusual conditions in mid-2019.
Aggregated Structural Equations (ASE) Model: An Alternative View of Value and Risk – Part 2
In this issue we will determine the value and examine some risk scenarios with an actual MSR portfolio utilizing the ASE, consider some of the implications to managing MSR risk through hedging, and discuss how ASE can be used to gain a more precise and nuanced understanding of a portfolio’s underlying risks.
MCT’s Commitment to Clients
