Top 5 Takeaways for Bulk MSR Market: Q1 2021
With the first quarter over in 2021, the market for MSR sales is beginning to shift. Take a look below and review our Top 5 Takeaways for Bulk MSR Market.
HousingWire & MCT Webinar – MSR Strategies in 2021
As MSR pricing and volatility begin to normalize in 2021, many portfolio managers are revisiting their short-term and long-term servicing strategy. In this webinar, MCT’s Phil Laren, David Burruss and several mortgage lenders reviewed current MSR market trends and strategies to optimize your portfolio.
Case Study: MSR Services Improves Profitability of Doorway Home Loans
In this case study, Mr. Danilowicz explains how MCT’s MSR team helped Doorway Home Loans successfully facilitated a $1 billion MSR Sale. He also describes how MCT was instrumental in providing critical guidance through the 2020 market uncertainty and volatility.
MCT Bolsters MSR Division with Hire of David Burruss to Address Demand for MSR Services
MCT® announces that David Burress has joined the company in the position of MSR Sales Director, directly addressing the increase in market demand for MCT’s MSR products.
Recapture: Impact on Servicing | Servicing Insights Vol. 10
In this servicing insights article, we will provide some guidance on the MCT’s approach to recapture and its impact on servicing. We will define recapture, how to measure it, how to include it in MSR valuation exercises, and whether it should be included in a fair value assessment of MSR.
MSR Forbearance in 2020: Challenges & Recommendations
In this timely article, MCT’s Director of MSR Services, Phil Laren, reviews how market changes have impacted MSR forbearance in 2020. He also outlines common challenges experienced by portfolio managers and MCT’s recommendations for future MSR management.
MCT Industry Webinar – MSR Management through Market Disruption
In this webinar from May 28th at 11AM PT, MCT’s Phil Laren and Bill Berliner discussed current MSR market conditions, cash management and forbearance strategies.
A Story of MSR Retain-Release Decisions in a Volatile Market
In this blog post and story, view recommendations from MCT’s MSR team on how to make speedy and informed retain-release decisions during periods of market volatility.In these times of low but volatile interest rates, mortgage companies are thrilled with the...
Aggregated Structural Equations (ASE) Model: An Alternative View of Value and Risk – Part 2
In this issue we will determine the value and examine some risk scenarios with an actual MSR portfolio utilizing the ASE, consider some of the implications to managing MSR risk through hedging, and discuss how ASE can be used to gain a more precise and nuanced understanding of a portfolio’s underlying risks.
Aggregated Structural Equations (ASE) Model: An Alternative View of Value and Risk – Part 1
In this issue of Servicing Insights, we will describe our methodology of determining MSR values and quantifying and monitoring MSR risk. Our approach to modeling the different market interest rates is to statistically model a set of structural relationships between the interest rates, as well as other variables which cause them to change.
Webinar: Navigating the Waters of MSR Sales
Join webinar to learn how to determine which MSRs to sell, how to evaluate bids you receive, and tips for negotiating a contract. Topics will also include expected challenges, purchase terms, and timing of the sale.
MSR Valuations in Today’s Market
View the webinar on MSR valuations using MSRlive!, a mortgage servicing rights software built to help MSR professionals manage their portfolio.
MCT® to Unveil MSRlive!® Platform that Accurately, Easily and Quickly Values Servicing Portfolios
SAN DIEGO, Calif., Oct. 25, 2018 – MCT announced the upcoming launch of MSRlive!, a powerful web-based platform designed to effectively support lenders’ efforts to build, maintain and optimize their servicing portfolios.
Intro to Hedging a MSR Portfolio
Explore why hedging MSRs is practiced and what significant risks and costs can be accrued by not hedging MSRs. By busting the common myths and bringing this complex topic down to earth, we hope to equip the reader with the confidence needed to take the first step for their own business. Use the Hedging Barometer tool to know if you should hedge MSRs and when is the best time to begin.
Tax & Escrows: Calculation & Impact on Servicing Values
Oversimplifying escrow calculations in servicing valuations can cause buyers and sellers of servicing to underestimate or overestimate their escrow balances. This happens because the traditional method of valuation takes the “average” monthly escrow...
Yield & Arbitrage Theory – Risk Management Part 2
Servicing Insights Vol. 5 will explore how to tackle the uncertainty of interest rates which lead to uncertainty about the future values of your asset. Utilizing examples of both horse race and Superbowl betting strategies to review the concept of how to use averages to compute a price for your uncertain assets.
Appropriate Discounting Methodology – Risk Management Part 1
In Servicing Insights Vol. 4, we will focus on finding what is the appropriate discounting methodology. This covers the basics of cash flow return analysis and reviewing static vs. dynamic yield. Learn detailed aspects of servicing valuation & modeling for experienced mortgage bankers.
Prepayments in Servicing Valuation
Predicting prepayments is arguably the most difficult aspect of modeling the value of servicing, but there are a few tactics and best practices we recommend. Just like the channel 5 weatherman or the careful calculations of a rocket scientist, you can have a wealth of...
Late Fee Revenue in Servicing Valuation
How is the expected late fee income determined? What is the importance of late fee revenue in servicing valuation? What does it take to strategically balance mortgage rights servicing costs with projected late fee revenue to drive maximum profitability? The myriad of...
Foreclosure Costs in Servicing Valuation
Navigating foreclosure costs in servicing valuation can be complicated when you have several moving parts and diverse models to optimize for your business. Critically weighing the risks and costs of delinquencies requires careful diligence since there is opportunity...MCT’s Commitment to Clients
