Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
MCTlive! Quarterly Release Notes in Q2 2024
Welcome to MCT’s Quarterly Release Notes! Described within relevant tabs, you’ll find a listing of our Q2 2024 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Business Intelligence tools. Improvements span general platform maintenance, feature and function enhancements, and entirely new development. Should you have questions or comments about our latest releases, please reach out to your MCT representative.
The MCT Difference with MCT Client Brian Gilpin
Brian Gilpin, CFO and Head of Capital Markets at Embrace Home Loans, sits down to discuss his experience switching to MCT and the level of customer service. Watch the video to hear more!
Preserve Margins and Improve Pricing with the Base Rate Generator
In this video, Mr. Barnhill shows step by step how to utilize all the elements of the Base Rate Generator with a demo recording so you can really get a look inside this new technology. Watch the video to see what Mr. Barnhill says about the Base Rate Generator.
MCT Whitepaper: Mortgage Pipeline Hedging 201
In this whitepaper, various hedging instruments will be explored, baseline inputs used in mortgage pipeline hedging will be examined, and recent industry advancements that have reshaped the hedging landscape will be discussed. Data integrity remains crucial to maximizing opportunities in hedging, and its importance will be emphasized throughout the discussion.
MCT Reports an 8% Mortgage Lock Volume Decrease in Latest Indices Report
Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today a decrease of 7.84% in mortgage lock volume compared to the previous month. This decline follows a brief uptick in volume at the beginning of the buying season, suggesting a continuing stalemate between limited housing supply and higher interest rates.
Why MCT? Information on MSR Services & Interview with Bill Shirreffs
Read this blog to see why secondary market professionals continue to choose MCT for their MSR needs. Plus, view the interview with MCT’s Bill Shirreffs.
MCT Integrates with Fannie Mae’s Mission Score API and New Product Grids to Empower Originators to Take Advantage of Market Incentives for Mission-oriented Lending
SAN DIEGO (June 27, 2024) –MCT announced the launch of new integrations with Fannie Mae’s Mission Score API and product grids that provide better transparency and pricing for mortgages aligned with Fannie Mae’s mission objectives.
![Improve Margins and Price Competitiveness with the Fannie Mae Mission Score API [MCT Industry Webinar]](https://mct-trading.com/wp-content/uploads/2024/06/FNMA-MCT-Mission-Score-Webinar-1-400x250.jpg)
Improve Margins and Price Competitiveness with the Fannie Mae Mission Score API [MCT Industry Webinar]
In this webinar featuring Fannie Mae’s Olga Gorodetsky alongside Phil Rasori and Paul Yarbrough of MCT, panelists discuss the goals, features, and benefits of this technology integration for mortgage originators and their borrowers.
MCT and Lender Price Join Forces to Improve Mortgage Pricing with Loan-Level MSR Values
Mortgage Capital Trading (MCT®), the de facto leader in innovative mortgage capital markets technology, and Lender Price, the first cloud-native provider of mortgage pricing technology, have partnered to provide mortgage lenders using the Lender Price product and pricing engine (PPE) with loan-level MCT MSR values. MCT’s industry-leading mortgage servicing rights (MSR) grids allow Lender Price PPE clients to be more granular, profitable, and efficient when generating their front-end borrower pricing and managing their MSR portfolio.
Q2 2024 Valuations Interview with David Burruss
We asked MCT’s Director of MSR Sales, David Burruss, to sit down and provide insight regarding MSR valuations as it pertains to the current market. In this video, Mr. Burruss discusses industry trends and answers the questions that the majority of clients are currently asking him. Watch the video to hear his summary and advice on MSR Valuations.
