Hedge Advisory
Comprehensive capital markets software and services that empower secondary marketing performance.
MSR Services
Build, optimize, and price your MSR portfolio with our MSR software and expert advice to help you with all your MSR needs.
Lock Central
Outsource centralized lock desk functions with our proven model and established team of analysts.
Product & Pricing
Daily compilation of loan level pricing and eligibility for both Mark-to-Market and Best Execution purposes for all available delivery methods.
Business Intelligence
Powerful data analytics and unique industry insights are leveraged to improve business efficiency and profitability.
Investor Services
A full suite of software innovations which provide a foundation for buyer and seller success.
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Recent Blog Posts from Mortgage Capital Trading
Our mortgage advisory firm specializes in using our industry experience to train clients on all aspects of capital markets. In our blog you are able to explore strategies for secondary marketing professionals, read about our recent awards, see our upcoming events, and read our latest press releases. You may also be interested in our secondary mortgage marketing glossary and definitions. Please contact our team with any questions. They may even become a future post!
MCT Reports a 2% Lock Volume Increase Despite Rising Rates
Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, today reported a 1.87% increase in mortgage lock volume compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.
MSR Market Monthly Update – May 2024
Click to read the most recent MSR Market Update! – Mortgage rates and some rate indices have experienced a healthy recovery from their lows recorded at the end of February, closing the month of April with robust gains over their end of the year levels. Mortgage rates managed to end the month of April with an increase of about fifty-two (52) basis points, while float income rates have increased by an average of thirty (30) basis points since the end of March. MSR portfolio holders should expect a moderate value recovery in the range of two to six (2-6) basis points from the end of March. However, those increases will vary depending on portfolio vintages and other portfolio characteristics such as Agency and GNMA mix. The downrate risk and its potential impact on MSR values will persist as we navigate through 2024.
MCT Whitepaper: Duration and Convexity in Mortgage Pipeline Hedging
The intricate world of mortgage pipeline hedging demands a nuanced understanding of key concepts such as duration, convexity, and the interplay between various market dynamics. In this whitepaper, we dive into the importance of grasping these concepts to effectively navigate the complexities of mortgage markets.
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