MCT Learning Center

Your Growth Stage Is:

Autonomous Hedging and Loan Sales

A lender that has fully internalized hedging and best execution loan sales, whether with proprietary or licensed technology. Key growth opportunities include implementing a mortgage securitization process, launching a correspondent channel, or implementing a more advanced servicing retention and valuation strategy.

Recommended Content:

Blog:

Best Execution Analysis in the Secondary Mortgage Market

In this article, we’ll explain the key concepts related to best execution analysis and discuss how sellers in the secondary mortgage market achieve the best price for their loans when selling them to agencies or aggregators.

Case Study:

OnQ Financial Launches Correspondent Channel with BAM Marketplace

On Q Financial, which is leveraging MCT’s, newly-released BAM Marketplace loan exchange to launch and grow its correspondent channel. On Q Financial also utilizes MCT’s Security Spread Commitment and MCT AutoBid technology which has helped to give buyers on the platform unparalleled access to new sellers.

Webinar:

MCT & Freddie Mac Webinar | Selling Guarantor: Ensuring a Successful Transition

In this webinar, we’ll explore the preparation required for Guarantor pricing analysis, operations and systems readiness, and the contracting and delivery processes. We’ll provide attendees with tools and resources to understand the steps required for a successful and profitable Guarantor execution.

Further Reading for Autonomous Hedging & Loan Sales Growth Stage

Our white papers were written by MCT experts, vendor partners, and industry thought leaders. Ready to explore additional topics? View our complete list of whitepapers.

Especially in volatile markets, it’s good to have a finger on your pipeline and trade frequently. Our latest whitepaper outlines ways to gain more efficiencies over your TBA trading.

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Despite the current environment, MCT® helped clients earn an extra $230,000,000 in Q1 2022, or $750,000 in additional profits per client on average. MCT leverages unique software and services like BAM Marketplace, bid tape AOT, and Trade Auction Manager to help clients squeeze every basis point from their best execution loan sale strategy.

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In this whitepaper, we will explore the relationship between consumer loan pricing and capital market conditions to address common misconceptions and illustrate the processes involved in generating consumer loan offerings and intermediate loan prices.

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MCT consistently hosts webinars designed to add value to clients and provide additional industry knowledge. View our complete list of webinars for additional topics.

In this webinar, MCT’s Phil Rasori, Justin Grant, and Andrew Rhodes explain how MCT is helping clients Bring BPS Back and improve profitability to counter market headwinds.

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In this webinar recording, MCT’s Phil Rasori, Justin Grant, and Andrew Rhodes will compare 2013 to 2022 in terms of the deteriorating market, market liquidity in specific coupons, loan sale execution liquidity, and investor pricing performance. They also share actionable recommendations to protect your business and pipeline.

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In this webinar, MCT’s COO, Phil Rasori, will team up with MBA’s Chief Economist, Mike Fratantoni, to discuss how lenders can stay on top of changing market cycles in 2022.

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Learn how other mortgage lenders have improved their profitability and efficiency by implementing loan sale software solutions. Read here for all MCT case studies

In this case study, MCT sits down with Mr. Sugg to hear how the MCTlive! integration has added efficiency to their loan selling process.

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In this case study, MCT sits down with John Collins to hear how the Rapid Commit integration has added efficiency to their loan selling process. Rapid Commit has also reduced the element of human error in putting together the commitments, saving them time, money, and headaches.

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In this case study, On Q Financial’s VP of Margin Management, Angela Wooldridge, documents how the company used MCT’s newly-released BAM Marketplace loan exchange to launch and grow its correspondent channel. On Q also utilizes MCT’s Security Spread Commitment and AutoBid technology which has helped to give buyers on the platform unparalleled access to new sellers.

View case study

Enjoy these other articles for your growth stage. Click to view blog posts by MCT.

When will mortgage rates drop? Will inflation go down in 2024? Is a recession coming? Read this market predictions for 2024 article to learn our analysis for the future of 2024 and predictions for the 2025 housing market.

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We wanted to broach three newsworthy stories from 2023 that have not been addressed in the weekly commentary: changes to the Loan Level Price Adjustment (LLPA) matrix, Wells Fargo’s exit from the correspondent lending space, and the U.S. breaching its debt ceiling.

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After six consecutive rate increases of 50 BPS or more, as expected, the Fed raised rates by 25 BPS today (Wednesday), lifting fed funds to a new target range of 4.5-4.75%. More importantly, the committee continued to promise “ongoing increases” in overnight borrowing costs as part of its ongoing and unresolved battle against inflation. By keeping the promise of future rate hikes, the Fed pushed back against investor expectations that it was ready to signal the end of the current tightening cycle.

View blog

Recommended Software:

Whether you are making the move to mandatory executions or seeking improvements to your mortgage pipeline management process – MCT’s Hedge Advisory blends technology and service to achieve your goals.

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Built for Secondary Marketing by secondary marketing professionals, MCTlive! is a powerful platform available for day-to-day loan pipeline management, trade positions management, and loan sale best execution.

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Meet With Us to Learn More

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