In this webinar, MCT’s Phil Rasori, Justin Grant and Andrew Rhodes discussed increased roll costs, the importance of a short commitment period at the time of loan sale, and both front and back end implications.
In this whitepaper, we will explore the relationship between consumer loan pricing and capital market conditions to address common misconceptions and illustrate the processes involved in generating consumer loan offerings and intermediate loan prices.
The mortgage origination space is one of the most cyclical industries in the U.S. economy. Interest rates, origination volume, and profit margins are constantly shifting based on a variety of factors, and it takes an efficient and intelligent operation to stay on top of it all. Most lenders react, rather than act, to week by week or month by month changes in the environment. We advocate acting decisively and in a calculated fashion. This paper will outline a simplified model illustrating mortgage market stages and how lenders can set a foundation of resilience to changing markets.
In this webinar, MCT’s Phil Rasori and Andrew Rhodes discuss recent FHFA announcements, front-end pricing, monetary policy expectations and recent market volatility.