MCT Industry Webinar:
Deciphering GNMA Approval & Delivery

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In this webinar, MCT experts provided guidance on the nuances of delivering with Ginnie Mae.

This webinar gives insight on how to obtain and capitalize on the Ginnie partnership while also avoiding common mistakes. 

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By providing this education, we hope to jump-start your confidence in the Ginnie Mae approval and delivery processes.

View the Webinar Recording & Slidedeck

View the webinar recording below or download the slidedeck to learn more about GNMA approval and delivery. 


About the Webinar: 

In this webinar, MCT experts provided guidance on the nuances of delivering with Ginnie Mae, including the following topics:


  • Challenges and benefits of Ginnie programs
  • Prerequisites for obtaining Ginnie approval
  • Steps of the approval application process
  • Avoiding common mistakes in Ginnie delivery
  • Maximizing the use of GinnieNET, Ginnie Portal and Ginnie Manual

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With Ginnie, lenders can take on the risk for borrowers that may not be qualified to participate in most other lending programs.  This gives lenders more freedom to make more money, but also more opportunity for loss.

Brett Sinnot, Product & Pricing Manager, MCT

About the Webinar Presenters:

Brett Sinnott, Product & Pricing Manager at MCT

Brett started his career in mortgage in 1997 at the age of 15 as an office assistant and remained with a singular company until moving to his current role at MCT Trading in mid-2019.  His background in all aspects of mortgage allowed him to be on the front lines of lender approvals for FNMA, FHLMC, and GNMA and he brings a philosophy of someone who is not an expert but has made all of the mistakes. 

In addition to agency approvals and over 20BB in GNMA production, Brett was involved with the creation, implementation, and relevancy of retail, wholesale, and correspondent lending channels as well as creating and maintaining warehouse, subservicing, and TBA dealer arrangements.   His previous roles also included involvement with operational, post-closing, accounting, and legal / compliance measures that are required by various lenders amongst the industry.  

Mr. Sinnott currently resides in the humble town of Big Pine in the mountains of California. Soon after retiring by age 37, he realized that he still had enough passion for the secondary market to lend his expertise to MCT.  When he’s not at work, he spends his days with his horse Jazmin, Chony the pony, and three dogs, Fiona, Lucy, and Beauseph.

Brett Sinnott, Product & Pricing Manager at MCT

Andrew Rhodes, Director of Trading at MCT

Mr. Rhodes began his career with MCT in 2005 as the company’s first dedicated loan sale specialist. He initially created investor specific models to accurately produce market-based mandatory pricing for all pricing aspects in MCT including rate sheet generation,  best executions, and fair market valuations.

During the years following his hire, his role was redefined to include client pipeline risk management. Over the years he was able to grow with the company gaining skills and experience in multiple fields in secondary. He was soon after named as SVP of Trading. As a part of his daily operations, he has been responsible for overseeing the risk management and loan sale execution for many of MCT’s clients. Outside of the daily operations, Mr. Rhodes has been instrumental in helping to roll out MCTlive’s BAM Platform among many of the other new initiatives at MCT.

Mr. Rhodes graduated from the University of California, San Diego, and holds a B.A. in Economics.

Andrew Rhodes, Director of Trading at MCT