Thank You for Registering!

Dive Deeper Into MCT’s Resource Center & Learning Library

Please check your inbox for registration details. While you’re here, we’ve consolidated our most popular content below. Take a look at recent industry whitepapers, educational webinars, weekly market commentary and more! 

Webinars

Watch previously recorded webinars to learn how mortgage experts are tackling recent issues.

View Webinars

Whitepapers

Read our educational whitepapers to gain in depth knowledge on industry trends and topics.

View Whitepapers

Market Commentary

Read MBS Market Commentary for insights on recent trends from Bill Berliner.

View Commentary

Dictionary

Learn about terms, definitions, and phrases commonly used in secondary markets.

View Dictionary

MCT’s Recommended Top Content for Mortgage Professionals

MCT Reports a 7% Mortgage Lock Volume Increase in Latest Indices Report

Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today an increase of 6.78% in mortgage lock volume compared to the previous month. To gain comprehensive insights into the market dynamics, industry professionals and enthusiasts are invited to download the complete report.

MSR Market Monthly Update – June 2024

Click to read the most recent MSR Market Update! – Mortgage rates and some rate indices have experienced a healthy recovery from their lows recorded at the end of February, closing the month of April with robust gains over their end of the year levels. Mortgage rates managed to end the month of April with an increase of about fifty-two (52) basis points, while float income rates have increased by an average of thirty (30) basis points since the end of March. MSR portfolio holders should expect a moderate value recovery in the range of two to six (2-6) basis points from the end of March. However, those increases will vary depending on portfolio vintages and other portfolio characteristics such as Agency and GNMA mix. The downrate risk and its potential impact on MSR values will persist as we navigate through 2024.

How Correspondent Investors can Leverage AOT Automation in MCT Marketplace

In this blog, MCT’s Justin Grant, Senior Director, Head of Investor Services explains how AOT automation is paving the way for a new era of efficiency and profitability in mortgage trading, especially with the help of MCT Marketplace. Read on to see how AOT can benefit investors and sellers alike.

Top Content for Mortgage Professionals by Growth Stage

Best Efforts Loan Sales

Introduction to Mandatory Loan Sale Delivery

This article is overview for implementing mandatory loan sale delivery and how mortgage bankers like Andrew Stringer at First Bank were able to capture a +52 bps pickup over best efforts.

View Post

Supported Hedging & Mandatory Delivery

Considerations for Internalizing Your Best Execution Loan Sales

In this post, we will explore the necessary considerations for lenders seeking to take ownership of their secondary market performance by internalizing their Best Execution Process (Best Ex).

View Post

Semi-Autonomous Hedging & Loan Sales

15 Strategies for Lenders to Improve Profitability

In this whitepaper, MCT outlines 15 actionable strategies mortgage lenders use to improve profitability. These include secondary marketing strategies, business operations and technology.

View Post

Autonomous Hedging & Loan Sales

Best Execution Analysis Secondary Mortgage Market

Best Execution Analysis in the Secondary Mortgage Market

In this article, we’ll explain the key concepts related to best execution analysis and discuss how sellers in the secondary mortgage market achieve the best price for their loans when selling them to agencies or aggregators.

View Post

Autonomous with Advanced Functionality

Yield & Arbitrage Theory – Servicing Insights Vol. 5

Join our discussion of static vs dynamic returns, in this issue of Servicing Insights which focuses on explaining why arbitrage theory is so helpful in deciding the appropriate yields to use in valuing cash flows.

View Post