SAN DIEGO, CA – DATE – Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced a watershed moment in the evolution of AI in mortgage capital markets. Atlas, MCT’s generative AI advisor, has successfully made first hedge recommendation on a mortgage lender’s live pipeline. The recommendation was then reviewed and executed by the client, marking the first time in industry history that artificial intelligence directly informed a hedge execution.
This milestone solidifies Atlas AI’s position as the most advanced and client-ready AI in the mortgage capital markets space.
“It’s one thing to summarize a pipeline; it’s another to help manage it,” said CLIENT NAME, TITLE at CLIENT. “Atlas delivered a hedge recommendation that aligned with our internal models, and after a thorough review, we executed it confidently. More than anything, we trust Atlas because we trust how it was built.”
Unlike other AI tools that primarily generate summaries or basic profitability overviews, Atlas is fully embedded into the operational core of MCTlive! Clients who opt in to securely share pipeline data with Atlas can now ask for hedge recommendations based on real-time positions and market conditions. All recommendations are reviewed and executed by the client, ensuring control and accountability are maintained at every step.
With a focus on responsible innovation, Atlas was trained exclusively on proprietary MCT educational materials, not client data. The model runs inside an isolated cloud environment using retrieval-augmented generation, function calling, and limited-context inputs. These steps, combined with strict internal access controls, make Atlas the most transparent and secure AI deployment in the industry.
“This is a major proof point for what’s possible when AI is implemented responsibly,” said Phil Rasori, COO of MCT. “We’re giving capital markets professionals a powerful new tool. One that amplifies their expertise, drives efficiency, and keeps them in control. We believe this is just the beginning for generative AI in mortgage capital markets.”
MCT has confirmed that automated hedge execution under certain scenarios based on Atlas AI Advisor recommendations is currently in development. Once released, this next phase will allow lenders to define rules-based parameters for automated actions, further reducing time to execution in secondary marketing.
As the only AI advisor in the space proven to impact live trades, Atlas is setting a new standard for what’s possible for secondary markets professionals.
Meet with MCT at the upcoming MBA Secondary Conference starting May 18 to learn more about reaping the benefits of AI for hedging and loan trading.
ABOUT MCT
For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. From architecting modern best execution loan sales to launching the most successful and advanced marketplace for mortgage-related assets, lenders, investors, and network partners all benefit from MCT’s stewardship. MCT’s technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged – offering clients the tools to perform under any market condition.
For more information, visit https://mct-trading.com/ or call (619) 543-5111.
MEDIA CONTACT:
Ian Miller
Chief Marketing Officer
Mortgage Capital Trading
619-618-7855
pr@mctrade.net