Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!®, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace® loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
MCT Launches Lender Analytics Advanced, Giving Lenders a Real-Time Answer to “What If I Change My Margin?”
MCT launches Lender Analytics Advanced: real-time front-end pricing intelligence so lenders can see how their margins compare and what a margin move is worth.
Introducing Lender Analytics Advanced: Make Data-Informed Margin Decisions
Join MCT’s Sarah Hellman as she introduces Lender Analytics Advanced, a new level of mortgage business intelligence that gives capital markets teams real-time visibility into front-end pricing, execution performance, and market trends.
How Freedom Mortgage Drives Efficiency and New Opportunities with MCT as a Correspondent Investor
See how Freedom Mortgage leverages MCT’s Investor Solutions, MCT Marketplace, and Investor Analytics to bid efficiently, gain market share, and streamline the buy-side process.
MSR Market Monthly Update – July 2026
The recent stronger-than-expected data, persistent inflation concerns, and geopolitical tensions pushed Treasury yields and mortgage rates to their highest levels in a year.
Case Study: Michigan First Credit Union Adds Efficiency Through MCTlive!
In this case study, MCT sits down with Mr. Sugg to hear how the MCTlive! integration has added efficiency to their loan selling process.
MCT Industry Webinar – MCTlive!® Q2 2026 Platform Updates & Releases
This live session provides an inside look at the Q2 2026 MCTlive! technology/platform releases, featuring new capabilities designed to improve efficiency, visibility, and automation across secondary marketing operations.
How American Federal Mortgage Captures a 25 BPS Lift Over Best Efforts with MCT
See how American Federal Mortgage captures a ~25 bps lift over best efforts and improves margin with MCT’s pricing engine, real-time best execution, hedging, and hands-on advisory solution.
MCT Reports Lock Volume Softens in June as Rate Incentive Fades
MCT’s July Lock Volume Indices show June mortgage lock volume fell 2.88% as higher rates reduced refinance activity and softened purchase demand.
Correspondent Lending 101: Essentials for Scaling Mortgage Operations
Learn how correspondent lending drives homeownership, why it’s key for market liquidity, and how mandatory loan sales can help correspondent lenders scale.
A Credit Union’s Guide to Moving to Mandatory Loan Sale Delivery
Credit union mandatory loan sale delivery can pick up 35-40 BPS on conventional volume. See when to move, how CUs manage risk, and what governance requires.
