LockCentral – Professional Lock Desk Management Services

Increase productivity, improve data integrity, and gain full control over lock management. Effectively outsource some or all of your centralized lock desk functions to our established team of secondary market analysts. Our variable pricing model allows you to select from a menu of customizable service levels and only pay for the services you need. This solution allows you to grow your volume without the hassle of recruiting and training staff while developing a custom rate lock workflow.

Proven Lock Desk Model with Experienced Team of Secondary Analysts

Lock Desk Management Services

MCT’s LockCentral is available to best efforts clients making the move to hedging or clients already hedging and delivering mandatory. This service offers a customizable model to scale as your business grows and provides:

  • Access to a full suite of services at a significant reduction in costs.
  • Increased lock management and pricing accuracy.
  • Customized workflows to support data integrity for optimal hedge performance.
  • Rapid scalability to handle changes in volume.
  • Redundant price verifications are provided for all lock requests and updates.
  • Hedge training are provided to existing lock desk personnel.
  • Detailed tracking and reporting.
  • Lock desk policy & procedures, loan officer instructions, and internal lock desk manual creation and documentation.
  • Loan officer and secondary staff lock desk training.
  • Lock desk workflow optimization consulting.

Supplement or Outsource Your Lock Desk

LockCentral is run by a dedicated team of seasoned secondary marketing analysts and boasts the best client to employee ratio in the industry to ensure the most responsive customer service levels to clients.

Whether you choose to use the LockCentral team as a force multiplier to support your existing staff or to completely outsource your lock desk, LockCentral’s redundant cross-training and team based service will always ensure that you have coverage on your lock desk.

MCT LockCentral: Benefits

Mortgage bankers use our professional lock management services to enable their secondary staff to focus on other duties while MCT analysts focus on locking loans.

Supports Hedging

Ensures real-time communication with trading staff and accurate data entry.

Cost Effective

Variable pricing allows you to pay for only the services you need.

Redundant Coverage

A dedicated team of cross-trained analysts for each client ensures redundant coverage at an affordable price.

Increased Productivity

Free up existing secondary employees to focus on additional responsibilities.

Scalable Solution

The only solution that allows you to grow your volume without hassles of recruiting, training, or costs of adding staff.

Experienced Team

Staff regularly works with over 100 Secondary Market Outlets and Correspondent Lenders, using every major LOS and PPE in the industry.

Compliance & Control

Proven Best Practices and policies & procedures to ensure compliance. Gain increased lock management and pricing accuracy assurance.

Data Integrity

In depth auditing and quality control ensures more accurate reporting and better business intelligence.

LockCentral is a service for mortgage bankers that want to outsource some or all of their centralized lock desk workload without having to incur the hassle and expenses of additional full time resources, or for mortgage bankers who want to optimize their lock desk operations to support better hedge performance.

Chris Anderson
CAO & Lock Desk Lead

Getting Started

Request a quick introductory call to learn more about the benefits of MCT’s LockCentral.

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