MSR Valuation & Brokerage
Take advantage of trusted, up-to-date, and efficient MSR valuation software and services from MCT to achieve your mortgage servicing rights portfolio goals.
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MSR Services Growth
MCT’s MSR Services division has grown exponentially in 5 years.
Bulk MSR Sales
Over 30 bulk sales per year are analyzed by MCT’s MSR brokerage to maximize clients’ return.
Third-Party Valuations
Over 400 third-party valuations per year are distributed through MSRlive! ranging from $20MM to $70B.
Accurate & Dependable MSR Valuation to Confidently Manage Your Portfolio
MCT’s MSR valuation reports make it easy to understand your MSR assets and implement strategies to enhance your portfolio.
- Precise analysis and opinion of value
- Summary tables of major portfolio characteristics
- Sensitivity charts for key risk factors
- Monthly, quarterly, or annual MSR portfolio valuations available
- Recognized by regulators as satisfying requirements for third-party MSR valuation
1 Million Loans Valued in 10 Minutes
Faster valuations lead to better market reactions and time savings for other high-value activities.
+/- 200 Basis Points Market Effect Range
Run rate shock analysis to model and plan for the effect of market changes on your portfolio.
400+ Customizable Inputs & Assumptions
MSRlive! is the most transparent and highly customizable MSR valuation software on the market.
Fast, Customizable, On-Demand Valuation with MSRlive!
Discover the robust valuation, analysis, and forecasting power of MSRlive!, our cloud-based MSR valuation software.
Lenders can value their portfolio at 30 loans per second, customize a wide range of inputs, and analyze the effect of predictive market scenarios using this MSR valuation model. MSRlive! also supports multiple prepayment models including AD&Co.
Did You Know?
MSRlive! offers an API designed to arm mortgage investors with granular MSR pricing for their bidding purposes on a live, ongoing basis. Loan-level characteristics like location, FICO, LTV, and prepay scenarios are factored in to produce optimized pricing for each loan. Through superior modeling, the MSR buyer ensures they are not overpaying for these assets while improving the potential for favorable long-term profitability.
Improve Loan Sale Strategy with Enhanced Retain-Release Extension for Best Ex. Analysis
MCT’s EBX tool automatically pulls loan pipeline data from MCTlive! and portfolio characteristics from MSRlive! to give traders and portfolio managers actionable insights for retain-release decisions. The data leverages real-time mortgage servicing rights values along with customized portfolio characteristics.
- Precisely calibrate to your internal costs and yield requirements
- Adjust cash impact for MSR financing transactions
- Adjust for the cash impact of a transaction
- Reflect tax advantages of retention vs. release
- Identify the cash break even point for MSR transactions
- Show actual gain/loss in cash from different retention strategies or decisions about individual loans
Prepare Your Portfolio
MCT will review the MSRs in your portfolio to determine which will help you achieve your sales and portfolio goals.
Collect & Evaluate Bids
MCT will evaluate the terms in the bids you receive and discuss how characteristics affect pricing.
Negotiate Contracts
MCT will review and negotiate the best terms for your servicing asset in order to accomplish your goals.
Reap the Strongest Return on Your Portfolio with MSR Brokerage Services
The decision to conduct a bulk MSR sale involves many variables including market rates, liability, asset size, note rate, and more.
MCT’s MSR brokerage team leverages technology, extensive industry experience, and a wide buyer network to ensure you get the most out of your hard-won MSR portfolio.
“I’m confident that with MCT’s guidance on our MSR sale, we added 15 bps of additional profitability on our $1 billion MSR sale or about $1.5 million.”
Learn More About Mortgage Servicing Rights
Frequently Asked Questions
Explore common questions about managing mortgage pipelines, optimizing profitability, and mitigating risk with our comprehensive hedging services and software.
What are Mortgage Servicing Rights (MSRs), and Why Are They Important?
MSRs are simply the right to service a mortgage loan, including collecting payments, managing escrow accounts, and handling customer inquiries. They are crucial because they generate ongoing revenue streams through servicing fees and can enhance a lender’s overall portfolio value.
As the secondary mortgage market continues to evolve, and as an individual lender grows, understanding and managing MSRs effectively is essential for maximizing profitability and optimizing capital allocation. By leveraging advanced MSR valuation and MSR brokerage services, lenders can make informed decisions that drive growth and enhance their competitive advantage.
Learn More: MSR 101: Reviewing MSR Principles, Advantages & Disadvantages, & Key Portfolio Valuation Drivers
How Does MSR Strategy Consulting and Network Services Work with MCT?
Mortgage Service Rights (MSR) clients have access to one-on-one MSR strategy consulting with MCT specialists to assist in your MSR portfolio management goals and are offered a robust network of subservicers and MSR financing institutions. The MSR team can also help with any questions around mortgage servicing rights valuation.
How can MCT’s MSR Valuation Services Benefit My Organization?
MCT’s MSR valuation services provide precise analysis and reporting, allowing your organization to understand the true value of your MSR portfolio. These services include mortgage servicing rights valuation with sensitivity charts for key risk factors and summary tables of major portfolio characteristics, enabling you to implement strategies that enhance your portfolio.
With monthly, quarterly, or annual valuations available, MCT ensures that your assessments meet regulatory requirements while maximizing your potential returns. Our expertise in MSR valuation helps clients navigate market complexities, ensuring informed decisions that align with their financial objectives.
Learn More: Why Choose MCT for MSR Services?
How Does MCT Support MSR Sales and Provide MSR Brokerage Services?
MCT provides comprehensive MSR brokerage services designed to simplify the selling process and maximize returns. Our multi-dimensional analytics integrate directly with your Loan Origination System (LOS), allowing for efficient review of your MSR portfolio. We assist in evaluating bids, negotiating contracts, and sealing deals, ensuring you receive the best terms for your servicing assets.
With a focus on personalized support and strategic insights from our MSR strategy consulting, MCT helps clients navigate the complexities of MSR transactions, ultimately saving time and enhancing profitability throughout the sales process.
