Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
MCT Receives HousingWire Tech100 Honors for 2025
MCT earns spot on HW Tech100 list, recognized for capital markets technology that generated $136M in additional lender earnings through advanced analytics and automation.
MCT’s AI Blueprint for the Future of Mortgage Capital Markets Technology
Learn how MCT is extending its legacy of innovation and technology stewardship by sharing its assessment of both the promise and the perils of this new revolutionary technology for the capital markets.
MCT Strengthens Integration with MeridianLink to Improve Secondary Marketing Processes for Mortgage Lenders
MCT and MeridianLink announce enhanced API integration for mortgage lenders, improving data flow speed and control while reducing origination costs through automated processes.
MCTlive! Quarterly Release Notes in Q4 2024
Described below within relevant tabs, you’ll find a listing of our Q4 2024 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Business Intelligence tools.
MCT Client Webinar – Implementing AI in the MCTlive! Platform
Discover MCT’s strategic AI implementation journey and learn how they’re enhancing the MCTlive! platform while prioritizing data security and user experience.
MCT Unveils MSRlive! 4.0 — Offering Ground-Breaking Enhancements to MSR Reporting and Transparency
MCT launches MSRlive! 4.0, enhancing its MSR valuation platform with advanced portfolio analytics and transparency features, giving mortgage servicers deeper insights into valuation drivers and risk exposure.
MCT Reports 16% Decrease in Mortgage Lock Volume Amid Market Dynamics
Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today a 16.7% decrease in mortgage lock volume compared to the previous month.
MSR Market Monthly Update – January 2025
The Fed has announced another 25 basis points reduction in the overnight rate after their December FOMC meeting. The reduction was in line with what the financial markets were expecting. The surprise came when the Fed announced that they will only reduce rates twice during 2025 and not the anticipated four times as they have previously indicated.
MSR Market Monthly Update – December 2024
The financial industry is awaiting the much-anticipated rate announcement by the Fed after their December FOMC meeting. The market is expecting the Fed to lower the overnight rate by another 25 basis points. The 10 Year Treasury rate has risen sharply during the month of November heading towards 4.50% which most economists deem risky for the economy.
MCT and FICO Collaborate to Bring Predictive FICO® Score 10 T to Secondary Mortgage Marketplace
MCT and FICO collaborate to integrate FICO® Score 10 T into MCT Marketplace, enhancing credit risk precision, pricing transparency, and secondary market efficiency.
