Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
MSR Market Monthly Update – August 2025
Mixed economic signals are causing many economists to remain cautious, even as U.S economic growth rebounded to 3.0 percent in Q2 after a Q1 contraction. Read the full release for the August 2025 MSR update.
Loan Delivery Methods: Turning Process into Profit
Unlock hidden revenue with smarter loan delivery. Discover how the right strategy can optimize operations, reduce risk, and boost margins.
Refinance Volume Exceeds Expectations in August Despite Broader Market Slowdown
MCT’s August Lock Volume Indices shows surprising growth across all refis, while corrected jobs report data alludes to a potential September rate cut.
MCT Empowers Vellum Mortgage with Efficiency, Automation & Autonomy
Discover how Vellum Mortgage leverages MCT’s automated trading platform to scale volume, reduce risk, and operate efficiently with a lean secondary team.
Ask ChatGPT
MCTlive! Quarterly Release Notes in Q2 2025
Described below within relevant tabs, you’ll find a listing of our Q2 2025 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Data & Analytics tools.
Why FNBO Chose MCT for Efficiency, Value, and Exclusive Integrations
Discover why FNBO chose MCT for an efficient, cost-effective platform with exclusive integrations and responsive support.
Reacting to Mortgage-Backed Securities (MBS) Market Movement
Learn how to respond to mortgage-backed securities market movement and how to protect margins during volatility using tools in MCTlive!
Rate/Term Refis Surge Nearly 10% as Purchase Activity Steadies in MCT’s July Lock Volume Indices
MCT’s July Lock Volume Indices show steady growth across all loan types, with rate/term refis up 9.89% and surprising market stability after a strong jobs report.
MSR Market Monthly Update – July 2025
The originations market struggled over the last few weeks while mortgage rates continued to hover around 7%, but now some relief is in sight. Read the full release for the July 2025 MSR update.
Mortgage Equity Partners Chooses MCT for Strategic Growth and Trusted Partnership
Discover how Mortgage Equity Partners improved execution and scaled efficiently through their partnership with MCT’s secondary marketing platform and support.
