Weekly Technology Improvement Series:

Cash-Window APIs

Published 8/18/2021

With MCTlive!, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.

Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.

A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.

This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).

Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.

The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.

In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.

This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.

MCTlive! Features include:

100% Cloud-Hosted, Web-Based, Real-Time Functionality
Multidimensional Pull-Through Analytics
MCT Marketplace loan trading exchange
Electronic TBA Trading
Rapid Commit for Agency Delivery

Learn About MCTlive!

View All Rasori’s Relentless Releases

Intro To Mortgage Banking

Learn the mortgage origination process, key loan and borrower characteristics, execution considerations, and the lasting impact of the GSEs and financial crisis on modern mortgage markets in this industry webinar.

MCTlive! Quarterly Release Notes in Q3 2025

Described below within relevant tabs, you’ll find a listing of our Q3 2025 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Data & Analytics tools.

MSR Market Monthly Update – October 2025

The Federal Reserve lowered its benchmark interest rate by 0.25 percentage points in September. This was the first rate cut since December 2024. Read the full release for the October 2025 MSR update.

Margin Management and Price Optimization in Mortgage Lending

Master margin management with strategies to boost profitability, optimize pricing, and manage production volume for better results in any mortgage market.

MCT’s Enhanced Best Execution (EBX) Technology Allows for True Economics of MSR

MCT’s Enhanced-Best-Execution (EBX) tool is the most comprehensive tool on the market for helping secondary market (MSR portfolio) managers determine which loans to retain or release. Recently, MCT announced it has automated the data reconciliation process to seamlessly transfer (via API) information between MCTlive! (Hedging Platform) and MSRlive! (MSR Platform).