Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
Whitepaper Page Template
Mortgage Pipeline Hedging 201MCT Whitepaper Building on the foundation of Mortgage Pipeline Hedging 101, this whitepaper by MCT’s Sr. Capital Markets Technology Advisor, Cody Echols, delves deeper into hedging practices that enhance mortgage lender profitability,...
MCT Reports Unchanged May Lock Volume as Economic Uncertainty Continues
MCT’s May Lock Volume Indices show flat mortgage activity amid market volatility, with rate/term refis down 13% and total volume up 11% year-over-year.
Correspondent Lending 101: Essentials for Scaling Mortgage Operations
Learn how correspondent lending drives homeownership, why it’s key for market liquidity, and how mandatory loan sales can help you scale as a correspondent lender.
MSR Market Monthly Update – May 2025
Mortgage rates continued their moderate volatility during the month of April. MCT’s mortgage rates model reflected a slight increase in mortgage rates of about two (2) basis points, on average. Read the full release for the May 2025 MSR update.
MCTlive! Quarterly Release Notes in Q1 2025
Described below within relevant tabs, you’ll find a listing of our Q1 2025 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Business Intelligence tools.
MCT and Calyx Strengthen Integration to Improve Secondary Marketing Processes for Mortgage Lenders
MCT and Calyx launch enhanced, no-cost API integration to streamline data flow, empowering mortgage lenders with faster, more customizable connectivity.
Trading Through Tariff Turbulence
Join MCT experts Phil Rasori, Chris Anderson, Andrew Rhodes, Paul Yarbrough, and Justin Grant, as they conduct a deep dive on navigating the tariff market environment for residential mortgage lenders.
MSR Market Monthly Update – April 2025
On April 2nd, 2025, the President announced reciprocal tariffs on 186 countries ranging from 10% to 50%. Global equity and bond markets were swift and punishing. Read the full release for the April 2025 MSR update.
Loan Delivery Methods & When to Employ Them
Join this industry webinar to explore loan delivery methods, strategic execution, and how to maximize results using MCTlive!.
Market Volatility Guidance: Client Webinar 4/7/25
Learn how MCT is extending its legacy of innovation and technology stewardship by sharing its assessment of both the promise and the perils of this new revolutionary technology for the capital markets.
