Weekly Technology Improvement Series:
Cash-Window APIs
Published 8/18/2021
With MCTlive!®, all your bids are tied directly to the cash window through our live, on demand, APIs with Fannie Mae and Freddie Mac. Once posted, live pricing from Fannie/Freddie is available with the click of a button.
Even if the market moves between pricing and hitting the bid, you don’t have to worry about delayed rate sheet updates or a dislocation between TBAs and cash window price changes.
A full browse price integration to ALL cash window executions provides assurance that you are receiving the most up to date pricing for your best execution and front-end pricing.
This live browse with the agencies feature allows you to pull in a base price, SRP, spec, and LLPAs, for an accurate all in price, to make retained or released decisions, with SMP (Fannie), CRX (Freddie), and CTOS (Freddie).
Once a best ex analysis is completed (fee adjusted and eligibility included), a lender can easily commit to all of the cash window iterations available.
The ability to select commitment pricing directly from the cash window helps maximize profit and save time in the process of selling loans. MCT® is continually optimizing our capital markets software to keep up with the current market space.
In an effort to inform you of these real time enhancements this series will review the latest MCTlive! innovations and functionality updates. Join our newsletter to be updated on new releases.
This series focuses on technology updates to MCTlive!, MCT’s award-winning loan pipeline management software.
MCTlive! Features include:
- 100% Cloud-Hosted, Web-Based, Real-Time Functionality
- Multidimensional Pull-Through Analytics
- MCT Marketplace® loan trading exchange
- Electronic TBA Trading
- Rapid Commit for Agency Delivery
View All Rasori’s Relentless Releases
MSR Market Monthly Update – March 2026
As of February 28, the average 30-year primary fixed mortgage rate was just above 6%, but lower than the prior month by about nine (9) basis points.
MCT Industry Webinar – Best Practices for Pool Optimization
Learn best practices for pool optimization. Join MCT’s experts as they explore spec pay-ups, prepayment behavior, pricing, and hedging strategies.
MCT Industry Webinar – Introduction to Trending Credit Scores for Capital Markets
Learn how trending credit scores like FICO® Score 10 T impact mortgage capital markets in this MCT & FICO webinar on March 10 at 11AM PT.
Lock Volume Rises 28% in February as Rate Dip Spurs Borrower Activity
February lock volume increased 28% month-over-month as mortgage rates briefly fell into the high-5% range, driving renewed borrower activity.
FNBO Achieves 25 BPS Profitability Lift Through Strategic Execution and Integrations within MCTlive!®
Learn how Tyler Anderson at FNBO drove a 25 BPS lift in profitability by leveraging MCTlive! for AOT automation, competitive TBA trading, and strategic execution shifts.
MCT Debuts Next-Generation MBS Pool Optimizer, Powered by GPU-Accelerated Computing
MCT unveils upgraded MBS Pool Optimizer using CUDA GPUs to deliver real-time, large-scale execution analysis and maximize profitability.
MSR Market Monthly Update – February 2026
The average 30-year primary mortgage rate is currently at slightly above 6%. Just one year ago, the rate averaged about 6.86%. Mortgage rates appear to be holding steady since the start of 2026 as economists and investors wait for more news
Lock Volume Rebounds in January Following December Pullback, Highlighting Consumer Sentiment Fragility
January mortgage lock volume rebounded 8.7% after a weak December, showing fragile consumer sentiment and refinance activity lifted by modest rate dips.
MCT® Receives HousingWire’s 2026 Tech100 Award for AI-Powered Capital Markets Innovation
MCT wins HousingWire’s 2026 Tech100 Award for AI-powered capital markets innovation, honored for Atlas AI driving secure, real-time hedge decisions.
MCTlive! Quarterly Release Notes in Q4 2025
Described below within relevant tabs, you’ll find a listing of our Q4 2025 technology developments. This update also includes technology release notes for MCT’s MSRlive! and Data & Analytics tools.
