MCTlive!^® Release Notes – Q2 2026

• Expanded Benchmark Shock Analysis Available in MCTlive! – Benchmark shock allows for a deeper dive into pipeline shocks with a combination of loan and hedge attributes to choose from. This allows includes shocks for futures and options if these instruments are included in your pipeline coverage view for the lender.
• Hedge Adviser – ARM Scenario Update – Better capacity to manage ARM origination in the open pipeline with this updated ARM scenario tool.
• New Production Breakouts – This is a quick way to view the grouped data points of new production flowing into the open pipeline. [View Screenshot]

• Rapid Commit – When the Skip Price Confirmation option is selected in the Rapid Commit window, the commitment totals will update. [View Video]
• Base Pricing Cash Window Compare Tool –
  • New side-by-side pricing comparison — Introduced a “Fannie / Freddie Compare” tool in Best Execution Analysis that pulls live cash-window pricing from both Fannie Mae and Freddie Mac in a single click, so users no longer have to run and reconcile two separate ratesheets.
  • Flexible, filterable pricing runs — Users can select one or more loan programs, choose “All Rates” or specify a custom min/max rate range, and set the delivery days to tailor the comparison to the scenarios they care about.
  • Instant Fannie-vs-Freddie delta — Results are merged by program and interest rate with an automatically calculated “Fannie – Freddie” price difference, making it easy to spot the best-execution agency at each rate/product combination.
• Adjust Columns in Best Ex Analysis Tab – In the Pricing Breakdown popup on the Best Ex Analysis tab, the + / − toggle on the Net Sell column now moves to the Base column when the column group is expanded, so users can collapse the view from the left edge of the group. The same behavior applies to the Fee Adj Net Sell group, where the toggle moves to Adv BPS when expanded. [View Screenshot]
• Add LO Name to Best Ex Attribute Restrictions [View Screenshot] –
  • New “LO Name” restriction attribute — You can now add Loan Officer (LO) Name as an attribute when building Best Execution restriction rules, giving you finer control over which loans are eligible for a given investor or execution.
  • Target executions by originator — Include or exclude loans in Best Ex based on the originating LO, so you can align pricing and delivery decisions with LO-level agreements and business rules.
  • Multi-select and fully editable — LO Name supports selecting multiple names per rule, and existing rules can be edited with your selections automatically restored, consistent with all other attribute restrictions (program category, rate, state, channel, etc.).
  • No setup required — The new attribute is available out of the box in the Best Ex restriction editor and works with your existing loan data—no configuration or data migration needed.
  • Delivered per client request — Built in response to customer request CSG-283 and validated in testing before release.
• Limit ‘Cant Go’ Investors from Seeing Loans on Client Bid Tapes [View Screenshot] – Lenders can now limit ‘Cant Go’ investors from seeing loans on their bid tapes.
• Trade Blotter: Channel Filtering [View Video] –
  • Filter your Trade Blotter by Channel. You can now narrow the Trade Blotter to specific channels using a new multi-select Channel filter, giving you faster, more focused views of your trade activity.
  • Available on Master Trader and Master Trader Simple. The new Channel filter is available across both the Master Trader and Master Trader Simple views for a consistent experience.
• PT Analyzer — Full “Show Loans” Export [View Screenshot] –
  • Export the complete loan population, not just the first 1,000. The “Show Loans” export on the PT Analyzer tab previously capped downloads at 1,000 loans. You now receive the full set of loans matching your current view in a single Excel-ready file.
  • Filters carry through to your export. Whatever filters you’ve applied to the Show Loans list are honored in the export, so the file reflects exactly the population you’re looking at.
  • Same one-click workflow. The “Export to Excel” button works just as it always has—no new steps and no change in file format.
  • Built for large pulls. The export runs on the server and is optimized to handle exports of several thousand loans without slowing down your session.
  • Clear guidance when the on-screen list is trimmed. For performance, the on-screen table still shows up to 1,000 loans, and a brief note now confirms that your export still includes the complete set.

Updates to MCT’s Lender Analytics platform:

• Ginnie Co-Issue Color– New workbook ranking GNMA PIIT co-issue buyers, located in the Co-Issue/MSR Color folder. [View Screenshot]
• Fee Adjust Loan Sale Color – The Loan Sale Color workbook now has the option to view prices with the admin/PITA fee adjustments to match how MCTlive! displays. Users can toggle between standard or fee adjusted views. [View Screenshot]
• Earlier Data Updates – We’ve moved the morning data updates to run earlier each day. They are now completed by 7:30am EST with loading the previous day’s data.
• Advanced Subscription – Our Advanced subscription tier is being released with tons of great data including Front-End Pricing peer comparisons, Spec Payups, TBA trading trends, and more! Please reach out if you’re interested in a demo. [View Screenshot]

• Revise Logic for Initial MTM to Consider Investor Restrictions –
  • More consistent MTM reporting: Initial mark‑to‑market (MTM) values now honor the same investor restrictions applied to your current MTM values, so your reports compare like‑for‑like from the very first day.
  • More accurate gain/loss tracking: Because the Initial MTM baseline now reflects your configured investor exclusions, the calculated change since inception (Initial Delta) more accurately represents true position movement.
  • Applies across key MTM reports: The improvement flows through your primary mark‑to‑market views, including Derivative Asset MTM, Full Pipeline MTM, and Held‑for‑Sale MTM reports.
• Updated Capacity to Only Send Out Reports on Month End – Users have requested to only send reports on month end for certain purposes. This option in the reporting set up allows for a specific report set to only go out once a month.
• Committed Production Reporting Enhancements – MSR Transparency –
  • Expanded loan-level detail across Committed Production reports — The MTD, QTD, and YTD Committed Production reports now include 17 additional data points, giving you a more complete view of each committed loan directly within your existing reports.
  • Par Rate now included — Quickly reference the par rate for committed loans without pulling from a separate source.
  • Full MSR adjustment transparency — Reports now surface the MSR Category along with all seven MSR adjustment values and their descriptions (MSR Adj 1–7), so you can see exactly how servicing values are being derived.

Updates to MCT’s Base Rate Generator:

• Allow Longer Recipient Lists in Ratesheet Email Admin – Ratesheet Email Admin: Distribution List and BCC Distribution List capacity increased from 255 to 2,000 characters to prevent truncation of long recipient lists.
• Ratesheet Export Timestamp Timezone Control – Ratesheet exports previously always wrote the Excel timestamp in Pacific Time. You can now choose Eastern, Central, Mountain, or Pacific from a Timestamp Timezone dropdown next to Timestamp Location in Ratesheet Format Parameters (formatted exports) and in the generator Edit popup (normal/audit exports). Existing setups with no timezone selected continue to use Pacific, and daylight saving time is applied automatically.
• Add “All Rates” Option to Ratesheet Product Addition – Ratesheet Product Addition: new All Rates option to generate sheets from all distinct rates in the rates table within the product’s rate range.
• Add Market Adjust to Archived Ratesheets – Archived Ratesheets: Market Adjust is available for the last ran ratesheet from the archive popup.
• Add Market Adjust to Ratesheets – Ratesheets: new Market Adjust action to rebase the latest ratesheet using a flat adjustment or per-security market deltas.