Our Team

Unparalleled Industry Experience in Capital Markets

MCT^® team members have first-hand industry experience at a wide array of mortgage industry institutions. Past roles at Citibank, Countrywide, Bank of America, GMAC, Option One, and Ohio Savings Bank give them unique insight to help your business implement best practices and strategies for success!

We pride ourselves on delivering exceptional customer experience to our network, which is proven by our superior client retention rate and variety of industry awards. Learn more about the educational and career backgrounds of our team, and consider the ways they can help build valuable connections, increase operational efficiency, and optimize profitability.

Meet the Executives

Curtis Richins

President & CEO

Mr. Richins is a respected banking executive experienced in international finance, marketing, risk m...

Phil Rasori

Chief Operating Officer

Mr. Rasori is a recognized thought-leader in capital markets operations within the mortgage banking ...

Thomas P. Farmer

Chief Investment & Corporate Development Officer

Mr. Farmer is a multi-industry entrepreneur and executive with high profile successes in technology ...

Ben Itkin

Managing Director, Head of Sales

Mr. Itkin brings more than 25 years of mortgage and capital markets experience to MCT’s management...

Chris Anderson

Chief Administrative Officer

Mr. Anderson is an experienced public and private sector manager with expertise in regulatory compli...

Ian Miller

Chief Marketing Officer

Mr. Miller is an accomplished marketing executive who enjoys deconstructing complex value propositio...

Leslie Winick

Chief Strategy Officer

Ms. Winick is a seasoned leader bringing 25 years of management consulting and financial services (F...

David Bricker

Chief Financial Officer

Mr. Bricker is a mortgage industry veteran with over 20 years of experience serving in various corpo...

Steve Pawlowski

Managing Director, Head of Technology Solutions

Steve Pawlowski contributes over three decades of expertise in mortgage and capital markets space to...

Meet the Management

Natalie Arshakian

Senior Director, Head of Lock Desk Operations

Natalie Arshakian, Senior Director, Head of Lock Desk Operations, has over seven years in financial ...

Chad Campora

Senior Director, Head of Human Resources

Chad Campora, Senior Director, Head of Human Resources, has been with Mortgage Capital Trading since...

Justin Grant

Senior Director, Head of Investor Services

Mr. Grant began his career with MCT in 2006 as a junior trader and has quickly ascended the ranks to...

Jennifer Kennelly, CMB®, AMP

Senior Director of Investor Services

Ms. Kennelly has worked in the mortgage industry for 25 years. She spent nearly 2 decades working at...

Azad Rafat

Senior Director, MSR Services

Mr. Rafat is a highly experienced senior manager with more than 30 years of experience in the mortga...

Andrew Rhodes

Senior Director, Head of Trading

Mr. Rhodes began his career with MCT in 2005 as the company's first dedicated loan sale specialist. ...

Bill Shirreffs

Senior Director, Head of MSR Services and Sales Operations

Mr. Shirreffs brings extensive industry experience in capital markets, structured transactions, cred...

Paul Yarbrough

Senior Director, Head of Client Success Group

Secondary marketing expert Paul Yarbrough has joined San Diego-based MCT Trading Inc., a mortgage ri...

Luke Chang

Director, Product and Pricing Division

The Product & Pricing Group is managed by Luke Chang, Director of Product and Pricing. Mr. Chang ...

Lorene Good

Director of Finance & Controller

Lorene Good is an Accounting and Finance professional with more than 20 years of experience, working...

Sarah Hellman

Director, Lender Business Intelligence

Sarah Hellman has been pushing through perceived boundaries for over a decade, becoming the first fe...

Chris Barnes

Senior Manager, Client Success Group

Chris Barnes began his career with MCT in 2006 as a Junior Trader. Since then, he has proven to be a...

Cody Echols

Senior Capital Markets Technology Advisor

In his role as a Capital Markets Technology Advisor, Cody Echols leverages his years of capital mark...

Jessica Visniskie

Senior Capital Markets Technology Advisor

Jessica Visniskie is a seasoned professional with over 17 years of experience spanning Capital Marke...

Kristen McCarthy

Senior Client Engagement Manager

Kristen McCarthy began her career in the mortgage industry in 2001. Starting with MCT in February 20...

Meet the regional Sales Directors

Justin Putz

Director, Midwest and Mountain Regional Sales

Mr. Putz boasts 19 years of mortgage industry experience and a robust background in Wholesale/Corres...

Cara Krause

VP, Northeast Regional Sales

Ms. Krause has more than 25 years of experience working in the mortgage banking industry and possess...

Danyel Shipley

VP, West Regional Sales

Ms. Shipley has extensive experience in mortgage lending with an emphasis in capital markets. She ha...

Scott Holtz

VP, South Regional Sales

Mr. Holtz began his mortgage banking career in 1984. He has acquired expertise in the secondary mar...

Page Woodall

VP, Southeast Regional Sales

Mr. Woodall started in the mortgage business in 2002 with GE Capital Mortgage Insurance as MI Small ...

David Burruss

Director, MSR Sales

Mr. Burruss is a 30 mortgage industry veteran. As Director of MSR Sales, David is responsible for ma...