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MCT Launches Live Mortgage Rate Lock Index, Revealing a 1.79% Rate Gap Between Builder-Financed and Everyone-Else Home Buyers

MCT Launches Live Mortgage Rate Lock Index, Revealing a 1.79% Rate Gap Between Builder-Financed and Everyone-Else Home Buyers

Aug 11, 2026 | Data & Analytics

MCT launches its Live Mortgage Rate Lock Index, revealing a 1.79% gap between builder and non-builder mortgage rates using real-time borrower lock data.

Jobs Miss Swings September Rate-Hike Odds as July Lock Volume Cools

Jobs Miss Swings September Rate-Hike Odds as July Lock Volume Cools

Aug 10, 2026 | Data & Analytics

MCT’s August Lock Volume Indices show July mortgage lock volume fell 6.06% as weak jobs data, rising rates, and Fed uncertainty drove volatility.

MCT Launches Lender Analytics Advanced, Giving Lenders a Real-Time Answer to “What If I Change My Margin?”

MCT Launches Lender Analytics Advanced, Giving Lenders a Real-Time Answer to “What If I Change My Margin?”

Aug 4, 2026 | Data & Analytics

New product tier provides real-time front-end pricing intelligence so lenders can see how their pricing compares and what a margin move is worth.

MCT Reports Lock Volume Softens in June as Rate Incentive Fades

MCT Reports Lock Volume Softens in June as Rate Incentive Fades

Jul 14, 2026 | Data & Analytics

MCT’s July Lock Volume Indices show June mortgage lock volume fell 2.88% as higher rates reduced refinance activity and softened purchase demand.

MCT June Indices Show Rate/Term Refinances Pull Back as Purchase Locks Hold Heading into Summer

MCT June Indices Show Rate/Term Refinances Pull Back as Purchase Locks Hold Heading into Summer

Jun 9, 2026 | Data & Analytics

MCT’s June Lock Volume Indices show steady purchase activity, while rate/term refinances fell 25% in May amid market uncertainty and Fed transition.

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