January mortgage lock volume rebounded 8.7% after a weak December, showing fragile consumer sentiment and refinance activity lifted by modest rate dips.
MCT wins HousingWire’s 2026 Tech100 Award for AI-powered capital markets innovation, honored for Atlas AI driving secure, real-time hedge decisions.
Steeper-than-expected December mortgage lock volume drop as seasonality, shutdown uncertainty, and stubborn rates keep borrowers cautious.
Lock volume fell 4% MoM on seasonal trends, while YoY gains persisted as markets await jobs data to guide rates and Fed policy into 2026.
MCT and FICO expand integration of predictive FICO® Score 10T across MSR valuation, risk models, and investor pricing to enhance accuracy and market transparency.
