MCTlive! Release Notes – Q3 2024

• Pool Selection for Move to Pool Tracker: The Add Pool popup on the Best Ex Analysis tab now allows for a selection of which pools to push to the Pool Tracker.

Data Updates:

• Updated Active Users Report: Active User Report now includes current access levels, user email, user phone number, and last login for each active user.
• Updated Dealer Exposure Summary – Open Trades Report: Added % Used and % Overall to the Dealer Exposure Summary – Open Trades Report. [View Screenshot]
• Mission Score Report: This new report shows the current hedge pipeline and the Mission Score associated with each loan. [View Screenshot]
• New Summary Report: Clients now have access to a New Monthly Entry Investor Summary report using the BE Price benchmark. [View Screenshot]
• Fallout Reports: Clients can now access new reports applying the mark-to-market investor restrictions to fallout reports.
• MTM Reports: MCTlive! now has the ability for a user to choose an alternate date to lock expiration for the purpose of selecting a delivery date in the mark-to-market reports.

Business Intelligence Updates:

• Workbook Organization: Workbooks have been reorganized by adding a new top-level project called “Investor Rankings.” A few workbooks from other locations have been moved into this project to allow clients to find these ranking views more easily. Namely, those moved into “Investor Rankings” are “Best Efforts Loans,” “Sold Loans- Investor Monthly Rankings w/ BE,” and “Sold Loans- Investor Rank by Win Percent.” [View Screenshot]
• Additional Filtering Options: State, County, Property Type, Normalized Rate, Purpose, Occupancy, and Channel have all been added as new filtering options to the dashboards in the “Best Effort Loans” workbook. [View Screenshot]
• New Filter Added: A “Program Low” filter has been added to the dashboards in the “Loan Sale Color + Opp Curve” workbook. [View Screenshot]

• Employment Type Normalization: Clients now have the ability to combine multiple fields and normalize the data for employment type.
• Loan Amount Normalization: MCTlive! now has the ability to map to an alternate field for UPB if populated in a client’s data.

• Spec Margin Report: This new functionality generates a report that shows all current spec margins and currently saved spec holdbacks.
  
• Update Spec Margins: Clients can now update all Spec Margin Holdback margins for all products and all ratesheets with a single click of a button. NOTE: It is highly recommended that users consistently monitor spec pickups at the product level.
  
• Global Investor Addition: This gives users the ability to add an investor across multiple products with a single click.
  
• Uniform Ratesheet Set Up: This new functionality allows a Base Rate Generator user to set up all products for a given rate sheet within a single Ratesheet Product Addition popup. All product parameters must initially be uniform, however they can be adjusted later using the Edit functionality.
  
• Execution Driven Rate Stack: This gives users the ability to control the generated rate sheet rate stack by execution instead of defining an absolute rate range.
  
• Custom Filename Export: This new functionality allows users to customize the exported rate sheet file name.
  

Learn more about how MCT’s Base Rate Generator allows mortgage lenders to directly inform their front-end rate sheet pricing with their back-end capital markets executions.