Preserve Margins and Improve Pricing with the Base Rate Generator [MCT Industry Webinar]

About the Webinar:

View the webinar recording to learn about how key features like spec margin holdback, best ex blending, and custom TBA indications can impact your bottom line.

Topics include:

• History and Current Landscape of Investor Pricing
• Drivers of Front-End Pricing Challenges
• Key Features of the Base Rate Generator
• Software Demonstration
• How (and Why) to Build Base Rates or Custom Ratesheets

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Phil Rasori, Chief Operating Officer, MCT

Mr. Rasori is a recognized thought-leader in capital markets operations within the mortgage banking community. His areas of expertise include complex financial modeling, computational dynamics, and linear programming for operational optimization. He developed the ground-breaking mortgage pipeline hedging algorithms that form the foundation of MCT’s HALO Program today. He has also pioneered several metrics that have become standard industry parlance, including “beta pull-through” factors. In addition to banking clients, Mr. Rasori has consulted with GSE agencies and the US Government on hedging best practices for community banks. Mr. Rasori has functionally led MCT operations since 2005 and ascended to his current role as COO in 2007.

Mr. Rasori is a graduate of University of California, San Diego, and holds a B.S. in Management Science.

Chris Anderson, CAO of Mortgage Capital Trading

Mr. Anderson is an experienced public and private sector manager with expertise in regulatory compliance, organizational development, project management, data systems management, professional development, and public policy analysis.

Mr. Anderson joined MCT in 2012 as a Division Manager charged with organizing and building MCT’s newly formed Outsourced Lock Desk Division.  In 2013, after successfully growing the Lock Desk Division and establishing it as the industry standard for outsourced lock desk services, he was promoted to the Executive Management Team as Senior Vice President.  In late 2015, his increasing contributions to MCT were recognized when he was promoted to his current role as Chief Administrative Officer.  Mr. Anderson currently oversees MCT’s Lock Desk Division, IT & Programming Division, and Business Operations Division, which includes: Administrative Operations, Compliance, Human Resources, and Risk Management.

Luke Chang, Director, Product and Pricing Division, Mortgage Capital Trading

The Product & Pricing Group is managed by Luke Chang, Director of Product and Pricing. Mr. Chang joined MCT in 2013 as a Lock Desk Analyst. He excelled at his craft by helping organize and streamline the lock desk division to support its growth and maturation. He earned multiple promotions within the department and ultimately served as division director before moving on to head up the daily operations of the Product and Pricing Group. Mr. Chang is an expert in all major loan origination systems and pricing engines, and he has nearly a decade of experience in pricing and eligibility for well over one hundred secondary mortgage outlets. He has managed teams as large as 45 staff and currently heads a team of six analysts.

He is a graduate of the University of California, San Diego, and holds a B.S. in Management Science with a minor in Business.

Rob Barnhill, Team Lead for Northwest Trade Desk, Mortgage Capital Trading

Rob Barnhill has been with MCT for over 11 years, starting on the MCT Lock Desk and is currently the Team Lead for the Northwest Trade Desk.