MCT Whitepaper: Understanding and Preparing for Changes in the Mortgage Market – Featuring Mike Fratantoni, MBA

The mortgage origination space is one of the most cyclical industries in the U.S. economy. Interest rates, origination volume, and profit margins are constantly shifting based on a variety of factors, and it takes an efficient and intelligent operation to stay on top of it all. 

In this white paper, we will outline a simplified model illustrating mortgage market stages and how lenders can set a foundation of resilience to changing markets.

Fill out the form to download Understanding and Preparing for Changes in the Mortgage Market

Download Whitepaper

  • This field is for validation purposes and should be left unchanged.

Those that have a career in the mortgage industry are accustomed to going through the different stages of market cycles, liable to change at any time.

About the Whitepaper:

In this white paper, Mortgage Capital Trading (MCT) and Mike Fratantoni explain how lenders can set a foundation of resilience to changing markets.

Topics include: 

  • Recent market cycles
  • How to install a scalable and efficient operation
  • Ways to seek out broad liquidity and fungibility for your production

Download our whitepaper to learn how to set a foundation of resilience regardless of market cycle!

The approach laid out by the experts at MCT regarding how lenders should prepare for and react to these cyclical changes are apt. I recommend you closely read through their thoughts on how to understand and prepare for changes in this dynamic mortgage market we live in.”

-Mike Fratantoni, MBA

About the Author: Mike Fratantoni, Chief Economist & Senior Vice President of Research & Industry Technology, MBA

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys and benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is a member of the Board of Directors of MISMO and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.